- CA$1.20bn
- CA$2.16bn
- CA$240.30m
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | n/a | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | n/a | ||
| Dividend Yield (f) | 2.12% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.96 | ||
| Price to Tang. Book | 0.96 | ||
| Price to Free Cashflow | 17.94 | ||
| Price to Sales | 4.99 | ||
| EV to EBITDA | n/a | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | -8.27% | ||
| Return on Equity | -11.87% | ||
| Operating Margin | -64.24% | ||
Financial Summary
| Year End 31st Dec | Unit | 2021 | 2022 | 2023 | 2024 | 2025 | 2026E | 2027E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | CA$m | 419.5 | 372.51 | 335.84 | 300.37 | 240.3 | 238.4 | 245.3 | -12.14% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +1829.03 | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
RFA Financial Inc. is a Canada-based company. The Company is a financial services platform. The Company offers a diversified suite of financial services to support Canadians at every stage of their financial journey, combined with the stability of a proven real estate platform. The Company's business is anchored by RFA Bank of Canada, RFA Mortgage Corporation, and RFA Asset Management. RFA Asset Management owns and manages high-quality commercial real estate portfolio spanning major markets across Canada and the United States. The Company's businesses are mortgage, deposits, and real estate. Its mortgage products include self-employed, refinance, micro condo, credit restore, rentals, transfer, frontline and others. Its types of deposits include cashable guaranteed investment certificates (GICs) and non-redeemable GICs. Its real estate services include leasing, retail, industrial, and offices.
Directors
- Ben Rodney NEC (45)
- Samir Manji CEO (52)
- Jaclyn Koenig CFO
- Kimberly Riley COO
- Philip Martens EVP
- Frank Sherlock EVP
- Patrick Devine SVP
- Marie Dunn SVP
- Brad Goerzen SVP
- Amy Melchior SVP
- Gregory Moore SVP
- Ron Wieler SVP
- Leon Wilkosz SVP
- Heather Nikkel VPR
- Reginald Chan VPR
- Lyndsay Jones VPR
- Toni Lazaruk VPR
- Adriano Luciani VPR
- Fabricio Mendes VPR
- Kara Watson VPR
- Heather-Anne Irwin IND (61)
- Mike Shaikh IND (72)
- Aida Tammer IND (61)
- Lis Wigmore IND (58)
- Lauren Zucker IND (51)
- Last Annual
- December 31st, 2025
- Last Interim
- December 31st, 2025
- Incorporated
- September 1st, 2020
- Public Since
- February 16th, 2004
- No. of Employees
- 143
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Toronto Stock Exchange- Shares in Issue
- 49,672,385
- Address
- Suite 400-145 King Street, TORONTO, M5H 1J8
- Web
- https://rfafinancial.ca
- Phone
- +1 6472597873
- Contact
- Heather Nikkel
- Auditors
- Deloitte LLP
Latest News for RFA
Upcoming Events for RFA
RFA Financial Inc Extraordinary Shareholders Meeting
RFA Financial Inc Annual Shareholders Meeting
Q2 2026 Artis Real Estate Investment Trust Earnings Release
Similar to RFA
Accord Financial
Toronto Stock Exchange
Atrium Mortgage Investment
Toronto Stock Exchange
Bank of Nova Scotia
Toronto Stock Exchange
Bank of Montreal
Toronto Stock Exchange
Canadian Imperial Bank of Commerce
Toronto Stock Exchange
FAQ
As of Today at 22:57 UTC, shares in RFA Financial are trading at CA$24.14. This share price information is delayed by 15 minutes.
Shares in RFA Financial last closed at CA$24.14 and the price had moved by +218.47% over the past 365 days. In terms of relative price strength the RFA Financial share price has outperformed the Toronto Stock Exchange 300 Composite Index by +141.6% over the past year.
The overall consensus recommendation for RFA Financial is Sell. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe RFA Financial dividend yield is 7.46% based on the trailing twelve month period.
Last year, RFA Financial paid a total dividend of CA$1.80, and it currently has a trailing dividend yield of 7.46%. We do not have any data on when RFA Financial is to next pay dividends.
We do not have data on when RFA Financial is to next pay dividends. The historic dividend yield on RFA Financial shares is currently 7.46%.
To buy shares in RFA Financial you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of CA$24.14, shares in RFA Financial had a market capitalisation of CA$1.20bn.
Here are the trading details for RFA Financial:
- Country of listing: Canada
- Exchange: TOR
- Ticker Symbol: RFA
Based on an overall assessment of its quality, value and momentum RFA Financial is currently classified as a Turnaround. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in RFA Financial is CA$7.50. That is 68.93% below the last closing price of CA$24.14.
Analysts covering RFA Financial currently have a consensus Earnings Per Share (EPS) forecast of for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like RFA Financial. Over the past six months, its share price has outperformed the Toronto Stock Exchange 300 Composite Index by +192.78%.
As of the last closing price of CA$24.14, shares in RFA Financial were trading +62.43% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The RFA Financial PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at CA$24.14.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
RFA Financial's management team is headed by:
- Ben Rodney - NEC
- Samir Manji - CEO
- Jaclyn Koenig - CFO
- Kimberly Riley - COO
- Philip Martens - EVP
- Frank Sherlock - EVP
- Patrick Devine - SVP
- Marie Dunn - SVP
- Brad Goerzen - SVP
- Amy Melchior - SVP
- Gregory Moore - SVP
- Ron Wieler - SVP
- Leon Wilkosz - SVP
- Heather Nikkel - VPR
- Reginald Chan - VPR
- Lyndsay Jones - VPR
- Toni Lazaruk - VPR
- Adriano Luciani - VPR
- Fabricio Mendes - VPR
- Kara Watson - VPR
- Heather-Anne Irwin - IND
- Mike Shaikh - IND
- Aida Tammer - IND
- Lis Wigmore - IND
- Lauren Zucker - IND