- $126.78m
- $141.43m
- $56.94m
- 64
- 76
- 82
- 87
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 9.41 | ||
PEG Ratio (f) | 0.77 | ||
EPS Growth (f) | 13.91% | ||
Dividend Yield (f) | 3.09% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 0.99 | ||
Price to Tang. Book | 1.42 | ||
Price to Free Cashflow | 15.42 | ||
Price to Sales | 2.23 | ||
EV to EBITDA | 39.82 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 1% | ||
Return on Equity | 9.08% | ||
Operating Margin | 24.33% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 66.03 | 68.58 | 57.63 | 56.99 | 56.94 | 40.1 | n/a | 1.5% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +75.04 | +5.26 | -30.71 | -1.68 | -1.86 | +16.82 | +9 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
SB Financial Group, Inc. is a financial services holding company for The State Bank and Trust Company (State Bank) and SBFG Title, LLC dba Peak Title (Peak Title). State Bank provides a full range of financial services for consumers and small businesses, including wealth management, private client services, mortgage banking, and commercial and agricultural lending. State Bank offers a full range of commercial banking services, including checking accounts, savings accounts, money market accounts and time certificates of deposit, automatic teller machines (ATMs), Internet banking, consumer loans, safe deposit box rentals, and other personalized banking services. State Bank operates through approximately 25 offices across Ohio counties and one in Fort Wayne, Indiana, and 25 ATMs. State Bank has six loan production offices located throughout the Tri-State region of Ohio, Indiana and Michigan. Peak Title provides title insurance and title opinions throughout the Tri-State region.
Directors
- Mark Klein CHM (65)
- Anthony Cosentino CFO (58)
- Ernesto Gaytan COO (48)
- Keeta Diller EVP (64)
- Richard Hardgrove LED (81)
- George Carter IND (60)
- Timothy Claxton IND
- Robert Fawcett IND (78)
- Gaylyn Finn IND (71)
- Tom Helberg IND (60)
- Rita Kissner IND (74)
- William Martin IND (53)
- Timothy Stolly IND (62)
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- February 25th, 1983
- Public Since
- November 6th, 2001
- No. of Shareholders
- 1,115
- No. of Employees
- 244
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Capital Market
- Shares in Issue
- 6,534,918

- Address
- 401 Clinton St, DEFIANCE, 43512
- Web
- https://ir.yourstatebank.com/corporate-profile/default.aspx
- Phone
- +1 4197838930
- Auditors
- Forvis Mazars LLP
Upcoming Events for SBFG
Q2 2025 SB Financial Group Inc Earnings Release
Q3 2025 SB Financial Group Inc Earnings Release
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FAQ
As of Today at 23:06 UTC, shares in SB Financial are trading at $19.40. This share price information is delayed by 15 minutes.
Shares in SB Financial last closed at $19.40 and the price had moved by +49.12% over the past 365 days. In terms of relative price strength the SB Financial share price has outperformed the S&P500 Index by +34.46% over the past year.
The overall consensus recommendation for SB Financial is Strong Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe SB Financial dividend yield is 2.89% based on the trailing twelve month period.
Last year, SB Financial paid a total dividend of $0.56, and it currently has a trailing dividend yield of 2.89%.Looking ahead, shares in SB Financial are due to go ex-dividend on 2025-05-16 and the next dividend pay date is 2025-05-30.
SB Financial are due to go ex-dividend on 2025-05-16 and the next dividend pay date is 2025-05-30. The historic dividend yield on SB Financial shares is currently 2.89%.
To buy shares in SB Financial you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $19.40, shares in SB Financial had a market capitalisation of $126.78m.
Here are the trading details for SB Financial:
- Country of listing: United States
- Exchange: NAQ
- Ticker Symbol: SBFG
Based on an overall assessment of its quality, value and momentum SB Financial is currently classified as a Super Stock. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in SB Financial is $26.00. That is 34.02% above the last closing price of $19.40.
Analysts covering SB Financial currently have a consensus Earnings Per Share (EPS) forecast of $2.00 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like SB Financial. Over the past six months, its share price has underperformed the S&P500 Index by -0.21%.
As of the last closing price of $19.40, shares in SB Financial were trading -0.77% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The SB Financial PE ratio based on its reported earnings over the past 12 months is 9.41. The shares last closed at $19.40.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
SB Financial's management team is headed by:
- Mark Klein - CHM
- Anthony Cosentino - CFO
- Ernesto Gaytan - COO
- Keeta Diller - EVP
- Richard Hardgrove - LED
- George Carter - IND
- Timothy Claxton - IND
- Robert Fawcett - IND
- Gaylyn Finn - IND
- Tom Helberg - IND
- Rita Kissner - IND
- William Martin - IND
- Timothy Stolly - IND