SBICARD — SBI Cards and Payment Services Share Price
- IN₹821.88bn
- IN₹1.24tn
- IN₹180.72bn
- 20
- 15
- 99
- 40
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 27.77 | ||
PEG Ratio (f) | 0.84 | ||
EPS Growth (f) | 49.59% | ||
Dividend Yield (f) | 0.45% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 5.99 | ||
Price to Tang. Book | 6.03 | ||
Price to Free Cashflow | n/a | ||
Price to Sales | 4.57 | ||
EV to EBITDA | 23.36 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 7.92% | ||
Return on Equity | 14.82% | ||
Operating Margin | 28.74% |
Financial Summary
Year End 31st Mar | Unit | 2021 | 2022 | 2023 | 2024 | 2025 | 2026E | 2027E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | IN₹m | 92,774.8 | 106,772.7 | 136,666.4 | 169,684.2 | 180,722.2 | 183,990.3 | 215,184.19 | 14.27% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | -25.03 | +34 | +39.74 | +6.6 | -20.61 | +50.67 | +31.34 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
SBI Cards and Payment Services Limited is an India-based company. The Company provides credit card services. The Company operates through a single segment, namely, Credit cards. It offers a wide range of credit cards to individual cardholders and corporate clients, which includes travel & fuel cards, lifestyle cards, shopping cards, and banking partnership cards. Its corporate cards include central travel card, utility card, corporate purchase card, and corporate virtual card. The Company also offers value-added payment products and services. It serves a wide spectrum of cardholders, spanning from the super-premium and premium categories to the affluent, mass affluent, mass, and new to credit segments. It has issued approximately 20 million credit cards.
Directors
- Dinesh Khara NEC
- Rama Amara CEO
- Nalin Negi CFO
- Richhpal Singh COO
- Seema Kapahi CHO
- Pradeep Khurana EVP
- Girish Budhiraja EVP
- Rinku Sharma EVP
- Aparna Kuppuswamy EVP
- Amit Batra EVP
- Ugen Bhutia EVP
- Manish Dewan EVP
- Anu Gupta EVP
- Ashok Lohmod EVP
- Nandini Malhotra EVP
- Kamlesh Shukla EVP
- Vishal Singh EVP
- Monish Vohra EVP
- Payal Chhabra CCO
- Mihir Mishra NED
- Ashwini Tewari NED (53)
- Tejendra Bhasin NID (65)
- Shriniwas Joshi NID
- Dinesh Mehrotra NID (68)
- Anuradha Nadkarni NID (59)
- Rajendra Saraf NID (67)
- Last Annual
- March 31st, 2025
- Last Interim
- March 31st, 2025
- Incorporated
- May 15th, 1998
- Public Since
- March 16th, 2020
- No. of Employees
- 3,829
- Sector
- Banking Services
- Industry
- Financials
- Exchange
National Stock Exchange of India
- Shares in Issue
- 951,356,954

- Address
- State Bank Of India, NEW DELHI, 110034
- Web
- https://www.sbicard.com/
- Phone
- +91 1161268100
- Contact
- Payal Chhabra
- Auditors
- Ambani & Associates LLP
Upcoming Events for SBICARD
SBI Cards and Payment Services Ltd Annual Shareholders Meeting
Q2 2026 SBI Cards and Payment Services Ltd Earnings Release
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FAQ
As of Today at 23:05 UTC, shares in SBI Cards and Payment Services are trading at IN₹867.55. This share price information is delayed by 15 minutes.
Shares in SBI Cards and Payment Services last closed at IN₹867.55 and the price had moved by +14.39% over the past 365 days. In terms of relative price strength the SBI Cards and Payment Services share price has outperformed the S&P BSE 100 Index by +7.76% over the past year.
The overall consensus recommendation for SBI Cards and Payment Services is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreSBI Cards and Payment Services does not currently pay a dividend.
SBI Cards and Payment Services does not currently pay a dividend.
SBI Cards and Payment Services does not currently pay a dividend.
To buy shares in SBI Cards and Payment Services you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of IN₹867.55, shares in SBI Cards and Payment Services had a market capitalisation of IN₹821.88bn.
Here are the trading details for SBI Cards and Payment Services:
- Country of listing: India
- Exchange: NSI
- Ticker Symbol: SBICARD
Based on an overall assessment of its quality, value and momentum SBI Cards and Payment Services is currently classified as a Momentum Trap. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in SBI Cards and Payment Services is IN₹872.27. That is 0.54% above the last closing price of IN₹867.55.
Analysts covering SBI Cards and Payment Services currently have a consensus Earnings Per Share (EPS) forecast of IN₹30.57 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like SBI Cards and Payment Services. Over the past six months, its share price has outperformed the S&P BSE 100 Index by +28.12%.
As of the last closing price of IN₹867.55, shares in SBI Cards and Payment Services were trading +13.95% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The SBI Cards and Payment Services PE ratio based on its reported earnings over the past 12 months is 27.77. The shares last closed at IN₹867.55.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
SBI Cards and Payment Services' management team is headed by:
- Dinesh Khara - NEC
- Rama Amara - CEO
- Nalin Negi - CFO
- Richhpal Singh - COO
- Seema Kapahi - CHO
- Pradeep Khurana - EVP
- Girish Budhiraja - EVP
- Rinku Sharma - EVP
- Aparna Kuppuswamy - EVP
- Amit Batra - EVP
- Ugen Bhutia - EVP
- Manish Dewan - EVP
- Anu Gupta - EVP
- Ashok Lohmod - EVP
- Nandini Malhotra - EVP
- Kamlesh Shukla - EVP
- Vishal Singh - EVP
- Monish Vohra - EVP
- Payal Chhabra - CCO
- Mihir Mishra - NED
- Ashwini Tewari - NED
- Tejendra Bhasin - NID
- Shriniwas Joshi - NID
- Dinesh Mehrotra - NID
- Anuradha Nadkarni - NID
- Rajendra Saraf - NID