SOMC — Southern Michigan Bancorp Share Price
0.000.00%
Last trade - 00:00- $76.17m
- $147.84m
- $47.72m
- 51
- 90
- 43
- 64
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | n/a | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | n/a | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.78 | ||
| Price to Tang. Book | 0.9 | ||
| Price to Free Cashflow | n/a | ||
| Price to Sales | 1.6 | ||
| EV to EBITDA | n/a | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 0.94% | ||
| Return on Equity | 11.85% | ||
| Operating Margin | 27.97% | ||
Financial Summary
| Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 33.78 | 35.05 | 42.33 | 45.48 | 47.72 | n/a | n/a | 8.5% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +6.55 | +11.22 | +24.53 | +14.67 | -19.19 | n/a | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Southern Michigan Bancorp, Inc. is a bank holding company and the parent company of Southern Michigan Bank & Trust (The Bank). The Bank operates about 18 branches within Branch, Calhoun, Hillsdale, Jackson, Kalamazoo, and St. Joseph counties, providing a range of consumer, business, and wealth management services throughout the region. Its business, which it conducts primarily through the Bank, is concentrated in a single industry segment, commercial banking. The Bank offers a variety of deposit, payment, credit, and other financial services to all types of customers. The Bank’s commercial lending covers categories, such as business, industrial, agricultural, construction, inventory, and real estate. It offers trust and investment services, which include investment management, trustee services, and others. It also owns Southern Michigan Bancorp Capital Trust I, SMB Risk Management, Inc., and 27 Marshall Street, LLC. The Bank wholly owns SMB Financial Services, Inc.
Directors
- John Castle CHM (55)
- Danice Chartrand CFO (46)
- Kurt Miller DRC (57)
- Melissa Bauer DRC
- Charles Clark DRC
- Patrick Flannery DRC
- Stacey Hamlin DRC
- Dean Calhoun IND (54)
- John Carton IND (72)
- H. Kenneth Cole IND (66)
- Gary Haberl IND (60)
- Nolan Hooker IND (61)
- Gregory Hull IND (65)
- Thomas Kolassa IND (65)
- Donald Labrecque IND (55)
- Brian McConnell IND (50)
- Freeman Riddle IND (80)
- Last Annual
- December 31st, 2023
- Last Interim
- December 31st, 2023
- Incorporated
- March 23rd, 1982
- Public Since
- March 28th, 1994
- No. of Employees
- 173
- Sector
- Banking Services
- Industry
- Financials
- Exchange
- Pink Sheets on Nasdaq
- Shares in Issue
- 4,533,637
- Address
- 51 W Pearl St, COLDWATER, 49036
- Web
- https://www.smb-t.com/
- Phone
- +1 5172795500
- Auditors
- Clifton- Gunderson & Co.
Upcoming Events for SOMC
Q2 2024 Southern Michigan Bancorp Inc Earnings Release
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FAQ
What is the Southern Michigan Bancorp share price?
As of Today at 19:20 UTC, shares in Southern Michigan Bancorp are trading at $16.80. This share price information is delayed by 15 minutes.
How has the Southern Michigan Bancorp share price performed this year?
Shares in Southern Michigan Bancorp last closed at $16.80 and the price had moved by -6.93% over the past 365 days. In terms of relative price strength the Southern Michigan Bancorp share price has underperformed the S&P500 Index by -17.88% over the past year.
What are the analyst and broker recommendations for Southern Michigan Bancorp?
There is no consensus recommendation for this security.
What is the Southern Michigan Bancorp dividend yield?
The Southern Michigan Bancorp dividend yield is 3.27% based on the trailing twelve month period.
Does Southern Michigan Bancorp pay a dividend?
Last year, Southern Michigan Bancorp paid a total dividend of $0.55, and it currently has a trailing dividend yield of 3.27%. We do not have any data on when Southern Michigan Bancorp is to next pay dividends.
When does Southern Michigan Bancorp next pay dividends?
We do not have data on when Southern Michigan Bancorp is to next pay dividends. The historic dividend yield on Southern Michigan Bancorp shares is currently 3.27%.
How do I buy Southern Michigan Bancorp shares?
To buy shares in Southern Michigan Bancorp you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Southern Michigan Bancorp?
As of the previous close price of $16.80, shares in Southern Michigan Bancorp had a market capitalisation of $76.17m.
Where are Southern Michigan Bancorp shares listed?
Here are the trading details for Southern Michigan Bancorp:
- Country of listing: United States
- Exchange: PNK
- Ticker Symbol: SOMC
What kind of share is Southern Michigan Bancorp?
Based on an overall assessment of its quality, value and momentum Southern Michigan Bancorp is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Southern Michigan Bancorp share price forecast for 2024?
We could not find analyst target price data for this security.
What is the trend in the Southern Michigan Bancorp share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Southern Michigan Bancorp. Over the past six months, its share price has underperformed the S&P500 Index by -13.79%.
As of the last closing price of $16.80, shares in Southern Michigan Bancorp were trading -7.23% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Southern Michigan Bancorp PE Ratio?
The Southern Michigan Bancorp PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $16.80.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Southern Michigan Bancorp?
Southern Michigan Bancorp's management team is headed by:
- John Castle - CHM
- Danice Chartrand - CFO
- Kurt Miller - DRC
- Melissa Bauer - DRC
- Charles Clark - DRC
- Patrick Flannery - DRC
- Stacey Hamlin - DRC
- Dean Calhoun - IND
- John Carton - IND
- H. Kenneth Cole - IND
- Gary Haberl - IND
- Nolan Hooker - IND
- Gregory Hull - IND
- Thomas Kolassa - IND
- Donald Labrecque - IND
- Brian McConnell - IND
- Freeman Riddle - IND