SMMF — Summit Financial Share Price
- $377.45m
- $494.06m
- $177.45m
- 74
- 92
- 80
- 96
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 6.42 | ||
PEG Ratio (f) | n/a | ||
EPS Growth (f) | -2.81% | ||
Dividend Yield (f) | 3.11% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 0.89 | ||
Price to Tang. Book | 1.08 | ||
Price to Free Cashflow | 5.66 | ||
Price to Sales | 2.13 | ||
EV to EBITDA | 68.78 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 1.52% | ||
Return on Equity | 14.21% | ||
Operating Margin | 39.68% |
Financial Summary
Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 96.29 | 115.56 | 130.14 | 147.14 | 177.44 | 180.9 | 188.7 | 15.26% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +11.46 | +33.08 | +3.13 | +15.56 | +1.87 | -4.21 | n/a | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Summit Financial Group, Inc. is the financial holding company for Summit Community Bank, Inc (the Bank). The Company provides a range of banking and other financial services to individuals and businesses. It has a trust and wealth management division offering trust services and other non-bank financial products within its community bank's market area. It provides a range of community banking services, including demand, savings and time deposits; commercial, real estate and consumer loans; trust and wealth management services, and cash management services. Under its commercial banking, it is focused on offering a broad line of financial products and services to small and medium-sized businesses through full service banking offices. Its bankers serve commercial and individual clients throughout West Virginia, the Washington, D.C. metropolitan area, Virginia, Kentucky, Eastern Shore of Maryland and Delaware. The Bank operates approximately 54 banking offices.
Directors
- Oscar Bean NEC (70)
- H. Charles Maddy PRE (58)
- Robert Tissue CFO (57)
- Scott Jennings COO (59)
- Patrick Frye EVP (62)
- Patricia Owens EVP (57)
- Bradford Ritchie EVP (65)
- Ronald Bowling DRC (66)
- Dewey Bensenhaver IND (74)
- J. Scott Bridgeforth IND (57)
- James Cookman IND (67)
- John Crites IND (51)
- James Geary IND (65)
- Georgette George IND (60)
- John Gianola IND (67)
- Gary Hinkle IND (71)
- Jason Kitzmiller IND (47)
- Charles Piccirillo IND (66)
- John Shott IND (72)
- Ronald Spencer IND (68)
- Jill Upson IND
- Last Annual
- December 31st, 2023
- Last Interim
- December 31st, 2023
- Incorporated
- March 5th, 1987
- Public Since
- January 6th, 1999
- No. of Shareholders
- 1,345
- No. of Employees
- 496
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Select Market
- Shares in Issue
- 14,686,738

- Address
- 300 N Main St, MOOREFIELD, 26836-1055
- Web
- https://www.summitfgi.com/
- Phone
- +1 3045301000
- Contact
- Teresa Ely
- Auditors
- Yount, Hyde, & Barbour P.C.
Upcoming Events for SMMF
Q2 2024 Summit Financial Group Inc Earnings Release
Q3 2024 Summit Financial Group Inc Earnings Release
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FAQ
As of Today at 19:20 UTC, shares in Summit Financial are trading at $25.70. This share price information is delayed by 15 minutes.
Shares in Summit Financial last closed at $25.70 and the price had moved by +38.47% over the past 365 days. In terms of relative price strength the Summit Financial share price has outperformed the S&P500 Index by +11.69% over the past year.
The overall consensus recommendation for Summit Financial is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Summit Financial dividend yield is 3.27% based on the trailing twelve month period.
Last year, Summit Financial paid a total dividend of $0.84, and it currently has a trailing dividend yield of 3.27%. We do not have any data on when Summit Financial is to next pay dividends.
We do not have data on when Summit Financial is to next pay dividends. The historic dividend yield on Summit Financial shares is currently 3.27%.
To buy shares in Summit Financial you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $25.70, shares in Summit Financial had a market capitalisation of $377.45m.
Here are the trading details for Summit Financial:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: SMMF
Based on an overall assessment of its quality, value and momentum Summit Financial is currently classified as a Super Stock. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Summit Financial is $30.00. That is 16.73% above the last closing price of $25.70.
Analysts covering Summit Financial currently have a consensus Earnings Per Share (EPS) forecast of $4.00 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Summit Financial. Over the past six months, its share price has outperformed the S&P500 Index by +0.7%.
As of the last closing price of $25.70, shares in Summit Financial were trading +1.73% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Summit Financial PE ratio based on its reported earnings over the past 12 months is 6.42. The shares last closed at $25.70.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Summit Financial's management team is headed by:
- Oscar Bean - NEC
- H. Charles Maddy - PRE
- Robert Tissue - CFO
- Scott Jennings - COO
- Patrick Frye - EVP
- Patricia Owens - EVP
- Bradford Ritchie - EVP
- Ronald Bowling - DRC
- Dewey Bensenhaver - IND
- J. Scott Bridgeforth - IND
- James Cookman - IND
- John Crites - IND
- James Geary - IND
- Georgette George - IND
- John Gianola - IND
- Gary Hinkle - IND
- Jason Kitzmiller - IND
- Charles Piccirillo - IND
- John Shott - IND
- Ronald Spencer - IND
- Jill Upson - IND