- $2.48bn
- $2.65bn
- $693.75m
- 77
- 57
- 97
- 91
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 11.53 | ||
PEG Ratio (f) | 0.62 | ||
EPS Growth (f) | 22.96% | ||
Dividend Yield (f) | 3.23% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 1.13 | ||
Price to Tang. Book | 1.47 | ||
Price to Free Cashflow | 30.53 | ||
Price to Sales | 3.44 | ||
EV to EBITDA | 90.1 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 1.18% | ||
Return on Equity | 8.36% | ||
Operating Margin | 28.81% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 664.34 | 680.33 | 686.93 | 694.12 | 693.75 | 801.15 | 897.06 | 4.23% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +41.09 | +9.55 | -12.31 | -21.2 | +5.02 | +21.96 | +24.73 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
TowneBank offers a full range of banking and other financial services through its controlled divisions and subsidiaries. The Company's financial services include banking, resort property management, mortgage, insurance, employee benefit services, and investments. Its segments include Banking, Realty, and Insurance. The banking segment provides loan and deposit services to retail and commercial customers and also provides a variety of investment and asset management services. The Realty segment offers mortgage loans and resort property management. The Insurance segment provides a full line of commercial and consumer insurance products and financial services, as well as employee benefit services. Its business banking services include business lending, business checking and online banking and treasury services. The Company operates over 50 banking offices throughout Hampton Roads and Central Virginia, as well as Northeastern and Central North Carolina.
Directors
- G. Robert Aston CHM (76)
- J. Morgan Davis PRE (70)
- Jeffrey Benson NVC (59)
- John Failes NVC (75)
- William Littreal CFO (50)
- William Foster CEX (65)
- William Morrison CEX (58)
- W. Jeffrey Dyckman CEX (69)
- Dawn Glynn CEX (53)
- Brad Schwartz COO (58)
- Kevin Fly EVP (55)
- Matthew Davis EVP (53)
- Philip Rudisill EVP (53)
- Thomas Rueger EVP
- Brian Skinner EVP (50)
- George Whitley EVP (69)
- Richard Bray LED (75)
- Jacqueline Amato DRC (71)
- Bradford Cherry DRC (80)
- Andrew Fine DRC (84)
- Robert Hatley DRC (70)
- Richard Morgan DRC (76)
- R. V. Owens DRC (64)
- Edward Baynor IND (81)
- Thomas Broyles IND (90)
- Douglas Ellis IND (76)
- Howard Jung IND (74)
- John Lawson IND (69)
- Harry Lester IND (75)
- William Lewis IND (75)
- Stephanie Marioneaux IND (62)
- Juan Montero IND (79)
- Thomas Norment IND (75)
- Robert Oman IND (66)
- Elizabeth Patterson IND (72)
- Elizabeth Robertson IND (68)
- Dwight Schaubach IND (78)
- Richard Thurmond IND (69)
- Alan Witt IND (65)
- F. Lewis Wood IND (82)
- Last Annual
- December 31st, 2024
- Last Interim
- March 31st, 2025
- Incorporated
- September 3rd, 1998
- Public Since
- May 5th, 1999
- No. of Shareholders
- 8,898
- No. of Employees
- 2,720
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Select Market
- Shares in Issue
- 75,392,225

- Address
- 5716 High St W, PORTSMOUTH, 23703
- Web
- https://townebank.com/
- Phone
- +1 7576387500
- Contact
- William Littreal
- Auditors
- FORVIS, LLP
Upcoming Events for TOWN
TowneBank Annual Shareholders Meeting
Q2 2025 TowneBank Earnings Release
Q3 2025 TowneBank Earnings Release
Similar to TOWN
1st Source
NASDAQ Global Select Market
Arrow Financial
NASDAQ Global Select Market
Atlanticus Holdings
NASDAQ Global Select Market
BancFirst
NASDAQ Global Select Market
Bancorp
NASDAQ Global Select Market
FAQ
As of Today at 23:44 UTC, shares in TowneBank are trading at $32.84. This share price information is delayed by 15 minutes.
Shares in TowneBank last closed at $32.84 and the price had moved by +20.96% over the past 365 days. In terms of relative price strength the TowneBank share price has outperformed the S&P500 Index by +11.65% over the past year.
The overall consensus recommendation for TowneBank is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe TowneBank dividend yield is 2.28% based on the trailing twelve month period.
Last year, TowneBank paid a total dividend of $0.75, and it currently has a trailing dividend yield of 2.28%. We do not have any data on when TowneBank is to next pay dividends.
We do not have data on when TowneBank is to next pay dividends. The historic dividend yield on TowneBank shares is currently 2.28%.
To buy shares in TowneBank you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $32.84, shares in TowneBank had a market capitalisation of $2.48bn.
Here are the trading details for TowneBank:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: TOWN
Based on an overall assessment of its quality, value and momentum TowneBank is currently classified as a Super Stock. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in TowneBank is $39.25. That is 19.52% above the last closing price of $32.84.
Analysts covering TowneBank currently have a consensus Earnings Per Share (EPS) forecast of $2.64 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like TowneBank. Over the past six months, its share price has outperformed the S&P500 Index by +6.4%.
As of the last closing price of $32.84, shares in TowneBank were trading -3.46% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The TowneBank PE ratio based on its reported earnings over the past 12 months is 11.53. The shares last closed at $32.84.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
TowneBank's management team is headed by:
- G. Robert Aston - CHM
- J. Morgan Davis - PRE
- Jeffrey Benson - NVC
- John Failes - NVC
- William Littreal - CFO
- William Foster - CEX
- William Morrison - CEX
- W. Jeffrey Dyckman - CEX
- Dawn Glynn - CEX
- Brad Schwartz - COO
- Kevin Fly - EVP
- Matthew Davis - EVP
- Philip Rudisill - EVP
- Thomas Rueger - EVP
- Brian Skinner - EVP
- George Whitley - EVP
- Richard Bray - LED
- Jacqueline Amato - DRC
- Bradford Cherry - DRC
- Andrew Fine - DRC
- Robert Hatley - DRC
- Richard Morgan - DRC
- R. V. Owens - DRC
- Edward Baynor - IND
- Thomas Broyles - IND
- Douglas Ellis - IND
- Howard Jung - IND
- John Lawson - IND
- Harry Lester - IND
- William Lewis - IND
- Stephanie Marioneaux - IND
- Juan Montero - IND
- Thomas Norment - IND
- Robert Oman - IND
- Elizabeth Patterson - IND
- Elizabeth Robertson - IND
- Dwight Schaubach - IND
- Richard Thurmond - IND
- Alan Witt - IND
- F. Lewis Wood - IND