2003 — Vcredit Holdings Share Price
- HK$2.00bn
- HK$5.80bn
- CNY3.93bn
- 49
- 97
- 96
- 95
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | n/a | ||
PEG Ratio (f) | n/a | ||
EPS Growth (f) | n/a | ||
Dividend Yield (f) | n/a |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 0.4 | ||
Price to Tang. Book | 0.4 | ||
Price to Free Cashflow | 1.26 | ||
Price to Sales | 0.47 | ||
EV to EBITDA | 8.26 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 6.02% | ||
Return on Equity | 10.9% | ||
Operating Margin | 16.19% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | CNYm | 2,573.15 | 3,458.22 | 3,119.28 | 3,569.49 | 3,929.71 | 3,644.25 | n/a | 0.34% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | n/a | n/a | -54.92 | -14.07 | +5.14 | +22.01 | n/a | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
VCREDIT Holdings Ltd is an investment holding company principally engaged in the provision of consumer financial services. The Company mainly provides credit products through pure online loan origination processes. The products are credit cards balance transfer products and consumption credit products.
Directors
- Ting Hung Ma NEC (54)
- Sai Wang Liu CEO (50)
- Zheng Zhou CFO (32)
- Sai Keung Liu COO (45)
- Jiafang Jin CTO (40)
- Sheng Luo CRO (62)
- Jen Wah Cha SEC (51)
- Ka Kay Yip NED (56)
- Derek Chen NID (46)
- Penghui Chen NID (46)
- Yuan Fang NID (42)
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- February 26th, 2018
- Public Since
- June 21st, 2018
- No. of Employees
- 870
- Sector
- Investment Banking & Investment Services
- Industry
- Financials
- Exchange
Stock Exchange of Hong Kong Limited
- Shares in Issue
- 489,459,789

- Address
- Suite 1918, SHANGHAI, 200085
- Web
- https://www.vcredit.com/
- Phone
- +852 null29185500
- Auditors
- PricewaterhouseCoopers
Upcoming Events for 2003
VCREDIT Holdings Ltd Annual Shareholders Meeting
Half Year 2025 VCREDIT Holdings Ltd Earnings Release
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FAQ
As of Today at 23:55 UTC, shares in Vcredit Holdings are trading at HK$4.02. This share price information is delayed by 15 minutes.
Shares in Vcredit Holdings last closed at HK$4.02 and the price had moved by +77.88% over the past 365 days. In terms of relative price strength the Vcredit Holdings share price has outperformed the FTSE Developed Asia Pacific Index by +79.91% over the past year.
The overall consensus recommendation for Vcredit Holdings is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Vcredit Holdings dividend yield is 4.98% based on the trailing twelve month period.
Last year, Vcredit Holdings paid a total dividend of CNY0.19, and it currently has a trailing dividend yield of 4.98%.Looking ahead, shares in Vcredit Holdings are due to go ex-dividend on 2025-06-18 and the next dividend pay date is 2025-07-09.
Vcredit Holdings are due to go ex-dividend on 2025-06-18 and the next dividend pay date is 2025-07-09. The historic dividend yield on Vcredit Holdings shares is currently 4.98%.
To buy shares in Vcredit Holdings you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of HK$4.02, shares in Vcredit Holdings had a market capitalisation of HK$2.00bn.
Here are the trading details for Vcredit Holdings:
- Country of listing: Hong Kong
- Exchange: HKG
- Ticker Symbol: 2003
Based on an overall assessment of its quality, value and momentum Vcredit Holdings is currently classified as a Turnaround. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Vcredit Holdings is HK$2.82. That is 29.81% below the last closing price of HK$4.02.
Analysts covering Vcredit Holdings currently have a consensus Earnings Per Share (EPS) forecast of CNY1.19 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Vcredit Holdings. Over the past six months, its share price has outperformed the FTSE Developed Asia Pacific Index by +104.79%.
As of the last closing price of HK$4.02, shares in Vcredit Holdings were trading +60.99% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Vcredit Holdings PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at HK$4.02.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Vcredit Holdings' management team is headed by:
- Ting Hung Ma - NEC
- Sai Wang Liu - CEO
- Zheng Zhou - CFO
- Sai Keung Liu - COO
- Jiafang Jin - CTO
- Sheng Luo - CRO
- Jen Wah Cha - SEC
- Ka Kay Yip - NED
- Derek Chen - NID
- Penghui Chen - NID
- Yuan Fang - NID