- €151.76bn
- €350.63bn
- €66.09bn
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 8.75 | ||
| PEG Ratio (f) | 0.57 | ||
| EPS Growth (f) | 18.27% | ||
| Dividend Yield (f) | 3.92% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 1.36 | ||
| Price to Tang. Book | 1.78 | ||
| Price to Free Cashflow | 9 | ||
| Price to Sales | 2.13 | ||
| EV to EBITDA | 109.23 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 0.94% | ||
| Return on Equity | 13.06% | ||
| Operating Margin | 27.71% | ||
Financial Summary
| Year End 31st Dec | Unit | 2021 | 2022 | 2023 | 2024 | 2025 | 2026E | 2027E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | €m | 54,122 | 62,098 | 65,408 | 66,247 | 66,091 | 63,632.48 | 69,221.54 | 4.37% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | n/a | +12.03 | +22.28 | +11.97 | +8.31 | +6.92 | +20.11 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Banco Santander, S.A. is a retail and commercial bank. The Banks segments include Continental Europe, the United Kingdom, Latin America and the United States. The Continental Europe segment covers all businesses in the Continental Europe. The United Kingdom segment includes the businesses developed by various units and branches in the country. The Latin America segment embraces all its financial activities conducted through its banks and subsidiaries in the region. The United States segment includes the Intermediate Holding Company (IHC) and its subsidiaries Santander Bank, Banco Santander Puerto Rico, Santander Consumer USA, Banco Santander International, Santander Investment Securities, and the Santander branch in New York. The Company's commercial model satisfies the needs of all types of customers: individuals with various income levels.
Directors
- Francisco Javier Botin-Sanz de Sautuola y O'Shea NED (47)
- Ana Botin-Sanz De Sautuola Y O'Shea EDR (66)
- Juan Manuel Cendoya Mendez de Vigo CMO (53)
- Jaime Perez Renovales GCN (57)
- Jose Antonio Garcia Cantera CFO (59)
- Jose Antonio Alvarez NVC (66)
- Luis Isasi Fernandez de Bobadilla NED (65)
- Hector Blas Grisi Checa CEO (57)
- Glenn Hogan Hutchins NVC (71)
- Mahesh Aditya CRO (61)
- David Arthur Hazell CCO
- Javier Rogla Puig CHO
- Manuel Preto CAO
- Juan Maria Olaizola Bartolome COO
- Deborah Vieitas IND (68)
- Last Annual
- December 31st, 2025
- Last Interim
- September 30th, 2026
- Incorporated
- January 14th, 1875
- Public Since
- January 22nd, 1990
- No. of Shareholders
- 3,518,729
- No. of Employees
- 186,151
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Madrid Stock Exchange
- Shares in Issue
- 14,188,163,299

- Address
- CGS Av. Cantabria s/n, BOADILLA DEL MONTE, 28660
- Web
- https://www.santander.com/
- Phone
- +34 912890000
- Contact
- Raul Sinha
- Auditors
- PricewaterhouseCoopers Auditores, S.L.
Latest News for SAN
Upcoming Events for SAN
Full Year 2026 Banco Santander SA Earnings Release
Banco Santander SA Annual Shareholders Meeting
Q1 2027 Banco Santander SA Earnings Release
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FAQ
As of Today at 18:31 UTC, shares in Banco Santander are trading at €10.70. This share price information is delayed by 15 minutes.
Shares in Banco Santander last closed at €10.70 and the price had moved by +19.6% over the past 365 days. In terms of relative price strength the Banco Santander share price has outperformed the FTSE Global All Cap Index by +4.14% over the past year.
The overall consensus recommendation for Banco Santander is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Banco Santander dividend yield is 2.36% based on the trailing twelve month period.
Last year, Banco Santander paid a total dividend of €0.25, and it currently has a trailing dividend yield of 2.36%. We do not have any data on when Banco Santander is to next pay dividends.
We do not have data on when Banco Santander is to next pay dividends. The historic dividend yield on Banco Santander shares is currently 2.36%.
To buy shares in Banco Santander you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of €10.70, shares in Banco Santander had a market capitalisation of €151.76bn.
Here are the trading details for Banco Santander:
- Country of listing: Spain
- Exchange: MCE
- Ticker Symbol: SAN
Based on an overall assessment of its quality, value and momentum Banco Santander is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Banco Santander is €13.60. That is 27.15% above the last closing price of €10.70.
Analysts covering Banco Santander currently have a consensus Earnings Per Share (EPS) forecast of €1.04 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Banco Santander. Over the past six months, its share price has underperformed the FTSE Global All Cap Index by -3.42%.
As of the last closing price of €10.70, shares in Banco Santander were trading -5.2% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Banco Santander PE ratio based on its reported earnings over the past 12 months is 8.75. The shares last closed at €10.70.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Banco Santander's management team is headed by:
- Francisco Javier Botin-Sanz de Sautuola y O'Shea - NED
- Ana Botin-Sanz De Sautuola Y O'Shea - EDR
- Juan Manuel Cendoya Mendez de Vigo - CMO
- Jaime Perez Renovales - GCN
- Jose Antonio Garcia Cantera - CFO
- Jose Antonio Alvarez - NVC
- Luis Isasi Fernandez de Bobadilla - NED
- Hector Blas Grisi Checa - CEO
- Glenn Hogan Hutchins - NVC
- Mahesh Aditya - CRO
- David Arthur Hazell - CCO
- Javier Rogla Puig - CHO
- Manuel Preto - CAO
- Juan Maria Olaizola Bartolome - COO
- Deborah Vieitas - IND





