CMBN — Cembra Money Bank AG Share Price
- CH₣2.93bn
- CH₣5.04bn
- CH₣550.46m
- 58
- 38
- 90
- 70
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 15.11 | ||
PEG Ratio (f) | 1.63 | ||
EPS Growth (f) | 10.25% | ||
Dividend Yield (f) | 4.54% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 2.28 | ||
Price to Tang. Book | 2.71 | ||
Price to Free Cashflow | 11.71 | ||
Price to Sales | 5.32 | ||
EV to EBITDA | 187.77 |
Shareholder Activity
Type | Buy / Hold / Sell |
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Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 2.66% | ||
Return on Equity | 13.44% | ||
Operating Margin | 38.47% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | CH₣m | 497.23 | 487.02 | 508.86 | 515.69 | 550.46 | 553.53 | 561 | 2.79% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | -5.88 | +5.61 | +4.91 | -6.65 | +7.81 | +10.86 | +9.05 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
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Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
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Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Cembra Money Bank AG, formerly known as GE Money Bank AG, is a Switzerland-based consumer finance bank. It operates through a domestic distribution and sourcing network that includes approximately 25 branches, as well as 200 agents, 3000 auto dealers, credit card partner agreements and online channels. Its offering is diversified into loans, credit cards, leasing, insurance and savings. The loans business focuses on the provision of personal loans. The credit card business engages credit card provision. The leasing business provides leasing services, including automobile, motorcycle and caravan leasing, among others. The insurance business provides insurance solutions, including payment insurance and credit card insurance. The savings business provides saving solutions, including deposit accounts and investment instruments.
Directors
- Felix Weber NEC (70)
- Holger Laubenthal CEO
- Peter Athanas NVC (67)
- Pascal Perritaz CFO (48)
- Niklaus Mannhart COO (53)
- Emanuel Hofacker GCN (52)
- Bert Mitsch OTH
- Volker Gloe MGB (52)
- Joerg Fohringer MGB (53)
- Daniel Frei MGB (61)
- Urs Baumann NID (53)
- Thomas Buess NID (64)
- Denis Hall NID (65)
- Katrina Machin NID (54)
- Monica Maechler NID (64)
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- December 17th, 2009
- Public Since
- October 30th, 2013
- No. of Employees
- 812
- Sector
- Banking Services
- Industry
- Financials
- Exchange
SIX Swiss Exchange
- Shares in Issue
- 29,318,897

- Address
- Baendliweg 20, ZUERICH, 8048
- Web
- https://www.cembra.ch/
- Phone
- +41 444398111
- Auditors
- KPMG AG
Upcoming Events for CMBN
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FAQ
As of Today at 19:50 UTC, shares in Cembra Money Bank AG are trading at CH₣99.95. This share price information is delayed by 15 minutes.
Shares in Cembra Money Bank AG last closed at CH₣99.95 and the price had moved by +36.31% over the past 365 days. In terms of relative price strength the Cembra Money Bank AG share price has outperformed the FTSE Global All Cap Index by +32.9% over the past year.
The overall consensus recommendation for Cembra Money Bank AG is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Cembra Money Bank AG dividend yield is 4.25% based on the trailing twelve month period.
Last year, Cembra Money Bank AG paid a total dividend of CH₣4.25, and it currently has a trailing dividend yield of 4.25%.Looking ahead, shares in Cembra Money Bank AG are due to go ex-dividend on 2025-04-28 and the next dividend pay date is 2025-04-30.
Cembra Money Bank AG are due to go ex-dividend on 2025-04-28 and the next dividend pay date is 2025-04-30. The historic dividend yield on Cembra Money Bank AG shares is currently 4.25%.
To buy shares in Cembra Money Bank AG you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of CH₣99.95, shares in Cembra Money Bank AG had a market capitalisation of CH₣2.93bn.
Here are the trading details for Cembra Money Bank AG:
- Country of listing: Switzerland
- Exchange: SWX
- Ticker Symbol: CMBN
Based on an overall assessment of its quality, value and momentum Cembra Money Bank AG is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Cembra Money Bank AG is CH₣85.10. That is 14.86% below the last closing price of CH₣99.95.
Analysts covering Cembra Money Bank AG currently have a consensus Earnings Per Share (EPS) forecast of CH₣6.43 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Cembra Money Bank AG. Over the past six months, its share price has outperformed the FTSE Global All Cap Index by +28.73%.
As of the last closing price of CH₣99.95, shares in Cembra Money Bank AG were trading +17.83% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Cembra Money Bank AG PE ratio based on its reported earnings over the past 12 months is 15.11. The shares last closed at CH₣99.95.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Cembra Money Bank AG's management team is headed by:
- Felix Weber - NEC
- Holger Laubenthal - CEO
- Peter Athanas - NVC
- Pascal Perritaz - CFO
- Niklaus Mannhart - COO
- Emanuel Hofacker - GCN
- Bert Mitsch - OTH
- Volker Gloe - MGB
- Joerg Fohringer - MGB
- Daniel Frei - MGB
- Urs Baumann - NID
- Thomas Buess - NID
- Denis Hall - NID
- Katrina Machin - NID
- Monica Maechler - NID