- $6.59bn
- $11.64bn
- $1.90bn
- 64
- 57
- 93
- 82
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 13.89 | ||
| PEG Ratio (f) | 0.45 | ||
| EPS Growth (f) | 44.86% | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 3.76 | ||
| Price to Tang. Book | 3.76 | ||
| Price to Free Cashflow | 5.49 | ||
| Price to Sales | 3.46 | ||
| EV to EBITDA | 17.62 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 8.33% | ||
| Return on Equity | 16.94% | ||
| Operating Margin | 33.34% | ||
Financial Summary
| Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 1,489 | 1,669.3 | 1,856 | 1,832.4 | 1,901.9 | 1,905.55 | 2,086.87 | 8.14% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +17.9 | -26.62 | +134.1 | -33.93 | -43.81 | +67.29 | +14.17 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Credit Acceptance Corporation is engaged in offering that enable automobile dealers to sell vehicles to consumers. The Company’s financing programs are offered through a nationwide network of automobile dealers. Its loan portfolio consists of two portfolio segments: dealer loans and purchased loans. The Company offers two programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The Company has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.
Directors
- Kenneth Booth PRE (53)
- Jonathan Lum COO (44)
- Erin Kerber SVP
- Jay Martin CAO (47)
- Noah Kotch CIO (50)
- Douglas Busk OTH (60)
- Arthur Smith OTH (48)
- Daniel Ulatowski OTH (49)
- Thomas Tryforos LED (62)
- Glenda Flanagan IND (67)
- Vinayak Hegde IND (51)
- Scott Vassalluzzo IND (49)
- Last Annual
- December 31st, 2023
- Last Interim
- December 31st, 2023
- Incorporated
- August 23rd, 1972
- Public Since
- June 5th, 1992
- No. of Shareholders
- 75
- No. of Employees
- 2,232
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Select Market- Shares in Issue
- 12,302,955
- Address
- 25505 W 12 Mile Rd, SOUTHFIELD, 48034-1846
- Web
- https://www.creditacceptance.com/
- Phone
- +1 2483532700
- Auditors
- Grant Thornton LLP
Upcoming Events for CACC
Credit Acceptance Corp Annual Shareholders Meeting
Q2 2024 Credit Acceptance Corp Earnings Release
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FAQ
What is the Credit Acceptance share price?
As of Today at 19:06 UTC, shares in Credit Acceptance are trading at $535.48. This share price information is delayed by 15 minutes.
How has the Credit Acceptance share price performed this year?
Shares in Credit Acceptance last closed at $535.48 and the price had moved by +8.39% over the past 365 days. In terms of relative price strength the Credit Acceptance share price has underperformed the S&P500 Index by -9.8% over the past year.
What are the analyst and broker recommendations for Credit Acceptance?
The overall consensus recommendation for Credit Acceptance is Hold. You can view the full broker recommendation list by unlocking its StockReport.
What is the Credit Acceptance dividend yield?
Credit Acceptance does not currently pay a dividend.
Does Credit Acceptance pay a dividend?
Credit Acceptance does not currently pay a dividend.
When does Credit Acceptance next pay dividends?
Credit Acceptance does not currently pay a dividend.
How do I buy Credit Acceptance shares?
To buy shares in Credit Acceptance you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Credit Acceptance?
As of the previous close price of $535.48, shares in Credit Acceptance had a market capitalisation of $6.59bn.
Where are Credit Acceptance shares listed?
Here are the trading details for Credit Acceptance:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: CACC
What kind of share is Credit Acceptance?
Based on an overall assessment of its quality, value and momentum Credit Acceptance is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Credit Acceptance share price forecast for 2024?
The analyst consensus target price for shares in Credit Acceptance is $491.00. That is 8.31% below the last closing price of $535.48.
Analysts covering Credit Acceptance currently have a consensus Earnings Per Share (EPS) forecast of $36.97 for the next financial year.
What is the trend in the Credit Acceptance share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Credit Acceptance. Over the past six months, its share price has outperformed the S&P500 Index by +9.41%.
As of the last closing price of $535.48, shares in Credit Acceptance were trading +6.19% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Credit Acceptance PE Ratio?
The Credit Acceptance PE ratio based on its reported earnings over the past 12 months is 13.89. The shares last closed at $535.48.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Credit Acceptance?
Credit Acceptance's management team is headed by:
- Kenneth Booth - PRE
- Jonathan Lum - COO
- Erin Kerber - SVP
- Jay Martin - CAO
- Noah Kotch - CIO
- Douglas Busk - OTH
- Arthur Smith - OTH
- Daniel Ulatowski - OTH
- Thomas Tryforos - LED
- Glenda Flanagan - IND
- Vinayak Hegde - IND
- Scott Vassalluzzo - IND