Credit Acceptance logo

CACC - Credit Acceptance Share Price

$513.61 -0.5  -0.1%

Last Trade - 07/08/20

Large Cap
Market Cap £6.95bn
Enterprise Value £10.62bn
Revenue £1.20bn
Position in Universe 823rd / 6395
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Relative Strength (%)
1m +10.9%
Volume Change (%)
10d / 3m
Price vs... (%)
52w High -1.23%
50d MA
200d MA
Growth & Value
12m Forecast Rolling Industry Market
Valuation (ttm) Industry Market
Margin of Safety
Qualifying GuruScreens
Financial Summary
Year End 31st Dec 2014 2015 2016 2017 2018 2019 2020E 2021E CAGR / Avg
723.5 825.3 969.2 1,110 1,286 1,489 1,616 1,702 +15.5%
+18.9 +13.9 +14.1 +78.7 +0.8 +17.9 -67.2 +105.9
Balance Sheet
FINANCIAL BRIEF: : For the six months ended 30 June 2020, Credit Acceptance Corp. revenues increased 10% to $795.4M. Net income decreased 96% to $12.6M. Revenues reflect Finance Charges Revenue increase of 12% to $740.1M, Premiums Earned increase of 7% to $27.1M. Net income was offset by Provision for credit losses increase from $29.9M to $139.4M (expense), Interest increase of 6% to $100.1M (expense), Provision for Claims increase of 21% to $18.1M (expense).
Health Trend(F-Score)
0 1 2 3 4 5 6 7 8 9
Bankruptcy Score(Z-Score)
Earnings Manipulation Risk(M-Score)
Other Ratios
Recent History
Latest interim period vs. prior period Industry Market
3yr Compound Annual Growth Rate Industry Market
Graphical History


CACC Revenue Unlock CACC Revenue

Net Income

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Normalised EPS

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PE Ratio Range

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Dividend Yield Range

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Analyst Forecasts
Price Target:
( below Price)
31st Dec 2020
31st Dec 2021
Est. Long Term Growth Rate: Net Profit
Net Profit
Consensus Estimate
1m Change
3m Change
Analyst Consensus
Strong Sell Sell Hold Buy Strong Buy
EPS 2019 /  2020
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Profile Summary

Credit Acceptance Corporation offers financing programs that enable automobile dealers to sell vehicles to consumers. The Company's financing programs are offered through a network of automobile dealers. The Company has two Dealers financing programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers (Dealer Loan) in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers (Purchased Loan) and keeps the amounts collected from the consumer. Dealer Loans and Purchased Loans are collectively referred to as Loans. As of December 31, 2016, the Company's target market included approximately 60,000 independent and franchised automobile dealers in the United States. The Company has market area managers located throughout the United States that market its programs to dealers, enroll new dealers and support active dealers.

Last Annual December 31st, 2019
Last Interim June 30th, 2020
Incorporated August 23, 1972
Public Since June 5, 1992
No. of Shareholders: 24,400
No. of Employees: 2,016
Sector Financials
Industry Banking Services
Index Nasdaq Composite ,
Exchange NASDAQ Global Select Market
Shares in Issue 17,649,470
Free Float (0.0%)
Eligible for
CACC Share Price Performance
Share Price
Bid - Ask
Low - High
Day's Change
Avg Volume
Open - Close
Range (12m)
Latest News for CACC
Upcoming Events for CACC
Friday 30th October, 2020 Estimate
Q3 2020 Credit Acceptance Corp Earnings Release
Thursday 28th January, 2021 Estimate
Q4 2020 Credit Acceptance Corp Earnings Release
Frequently Asked Questions for Credit Acceptance
What is the Credit Acceptance share price?

As of 07/08/20, shares in Credit Acceptance are trading at $513.61, giving the company a market capitalisation of £6.95bn. This share price information is delayed by 15 minutes.

How has the Credit Acceptance share price performed this year?

Shares in Credit Acceptance are currently trading at $513.61 and the price has moved by 8.63% over the past 365 days. In terms of relative price strength - which takes into account the overall market trend - the Credit Acceptance price has moved by -5.33% over the past year.

What are the analyst and broker recommendations for Credit Acceptance?

Of the analysts with advisory recommendations for Credit Acceptance, there are there are currently 0 "buy" , 4 "hold" and 0 "sell" recommendations. The overall consensus recommendation for Credit Acceptance is Sell. You can view the full broker recommendation list by unlocking its StockReport.

When will Credit Acceptance next release its financial results?

Credit Acceptance is scheduled to issue upcoming financial results on the following dates:

Interim results are scheduled for: 2021-06-30
What is the Credit Acceptance dividend yield?

Credit Acceptance does not currently pay a dividend.

Does Credit Acceptance pay a dividend?

Credit Acceptance does not currently pay a dividend.

When does Credit Acceptance next pay dividends?

Credit Acceptance does not currently pay a dividend.

How do I buy Credit Acceptance shares?

To buy shares in Credit Acceptance you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.

What is the market cap of Credit Acceptance?

Shares in Credit Acceptance are currently trading at $513.61, giving the company a market capitalisation of £6.95bn.

Where are Credit Acceptance shares listed? Where are Credit Acceptance shares listed?

Here are the trading details for Credit Acceptance:

Country of listing: United States
Exchange: NSQ
Ticker Symbol: CACC
What kind of share is Credit Acceptance?

Based on an overall assessment of its quality, value and momentum, Credit Acceptance is currently classified as a Style Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.

Is there a Credit Acceptance share price forecast 2020?

Shares in Credit Acceptance are currently priced at $513.61. At that level they are trading at 37.79% premium to the analyst consensus target price of 0.00.

Analysts covering Credit Acceptance currently have a consensus Earnings Per Share (EPS) forecast of 11.379 for the next financial year.

How can I tell whether the Credit Acceptance share price will go up?

An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Credit Acceptance. Over the past six months, the relative strength of its shares against the market has been 15.07%. At the current price of $513.61, shares in Credit Acceptance are trading at 28.24% against their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.

What is the Credit Acceptance PE Ratio?

The Credit Acceptance PE ratio based on its reported earnings over the past 12 months is 20.16. The shares are currently trading at $513.61.

The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.

The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.

Who are the key directors of Credit Acceptance?

Credit Acceptance's management team is headed by:

Brett Roberts - CEO
Douglas Busk - SVP
Charles Pearce - SEC
Thomas Tryforos - IND
Glenda Flanagan - IND
Kenneth Booth - CFO
Scott Vassalluzzo - IND
Arthur Smith - OTH
Daniel Ulatowski - OTH
John Soave - CIO
Jonathan Lum - COO
Noah Kotch - CIO
Who are the major shareholders of Credit Acceptance?

Here are the top five shareholders of Credit Acceptance based on the size of their shareholding:

Prescott General Partners LLC Hedge Fund
Percentage owned: 14.56% (2.57m shares)
Foss (Donald A) Individual Investor
Percentage owned: 9.93% (1.75m shares)
Donald A. Foss 2009 Annuity Trust Corporation
Percentage owned: 9.38% (1.65m shares)
Vulcan Value Partners, LLC Investment Advisor
Percentage owned: 8.18% (1.44m shares)
Principal Global Investors (Equity) Investment Advisor
Percentage owned: 6.98% (1.23m shares)
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