CREDITACC — CreditAccess Grameen Share Price
0.000.00%
Last trade - 00:00- IN₹234.51bn
- IN₹397.11bn
- IN₹34.87bn
- 19
- 38
- 69
- 34
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 13.58 | ||
| PEG Ratio (f) | 0.77 | ||
| EPS Growth (f) | 21.3% | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 4.04 | ||
| Price to Tang. Book | 4.42 | ||
| Price to Free Cashflow | n/a | ||
| Price to Sales | 4.99 | ||
| EV to EBITDA | 11.61 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 14.08% | ||
| Return on Equity | 26.56% | ||
| Operating Margin | 71.79% | ||
Financial Summary
| Year End 31st Mar | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | IN₹m | 12,247.8 | 16,425.8 | 24,607.4 | 26,686.7 | 34,870.3 | 33,441.16 | 41,253.18 | 32.11% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +34.46 | +48.56 | +16.85 | +7.65 | +41.91 | +26.47 | +21.3 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
CreditAccess Grameen Limited is an India-based microfinance company focused on providing micro-loans to women customers predominantly in rural areas. The Company operates in approximately 353 districts in 14 states and one union territory in India through 1,826 branches. The Company operates in a single business segment that is lending to members. Its microfinance group lending products include income generation loan, home improvement loan, family welfare loan and emergency loan. The Company's microfinance individual lending product is Unnati loan. Its retail finance products include grameen vikas loan, grameen two-wheeler loan, gruha vikas loan and grameen swarna loan. The Company's distributor products include grameen suraksha, life insurance and national pension scheme (NPS) - Swavalamban. It has tied up with various insurance service providers, including HDFC Life and Kotak Life to provide insurance coverage to customers and spouse/co-borrowers (applicable for retail finance).
Directors
- George Joseph NEC
- Udaya Hebbar CEO
- Ganesh Narayanan DCE
- Vinatha Reddy FDR
- B. Diwakar CFO
- Gururaj Rao SVP
- M. J. Prakash CCO
- Suresh Krishna OTH
- Last Annual
- March 31st, 2023
- Last Interim
- December 31st, 2023
- Incorporated
- June 12th, 1991
- Public Since
- August 23rd, 2018
- No. of Employees
- 16,759
- Sector
- Banking Services
- Industry
- Financials
- Exchange
- National Stock Exchange of India
- Shares in Issue
- 159,376,967
- Address
- #49, 46th Cross, 8th Block, Jayanagar, BANGALORE, 560070
- Web
- https://www.creditaccessgrameen.in/
- Phone
- +91 8022637300
- Contact
- M. J. Prakash
- Auditors
- Deloitte Haskins & Sells
Upcoming Events for CREDITACC
Q1 2025 CreditAccess Grameen Ltd Earnings Release
CreditAccess Grameen Ltd Annual Shareholders Meeting
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FAQ
What is the CreditAccess Grameen share price?
As of Today at 19:06 UTC, shares in CreditAccess Grameen are trading at IN₹1,471.40. This share price information is delayed by 15 minutes.
How has the CreditAccess Grameen share price performed this year?
Shares in CreditAccess Grameen last closed at IN₹1,471.40 and the price had moved by +54.08% over the past 365 days. In terms of relative price strength the CreditAccess Grameen share price has outperformed the S&P BSE 100 Index by +16.78% over the past year.
What are the analyst and broker recommendations for CreditAccess Grameen?
The overall consensus recommendation for CreditAccess Grameen is Strong Buy. You can view the full broker recommendation list by unlocking its StockReport.
What is the CreditAccess Grameen dividend yield?
CreditAccess Grameen does not currently pay a dividend.
Does CreditAccess Grameen pay a dividend?
CreditAccess Grameen does not currently pay a dividend.
When does CreditAccess Grameen next pay dividends?
CreditAccess Grameen does not currently pay a dividend.
How do I buy CreditAccess Grameen shares?
To buy shares in CreditAccess Grameen you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of CreditAccess Grameen?
As of the previous close price of IN₹1,471.40, shares in CreditAccess Grameen had a market capitalisation of IN₹234.51bn.
Where are CreditAccess Grameen shares listed?
Here are the trading details for CreditAccess Grameen:
- Country of listing: India
- Exchange: NSI
- Ticker Symbol: CREDITACC
What kind of share is CreditAccess Grameen?
Based on an overall assessment of its quality, value and momentum CreditAccess Grameen is currently classified as a Momentum Trap. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a CreditAccess Grameen share price forecast for 2024?
The analyst consensus target price for shares in CreditAccess Grameen is IN₹1,815.47. That is 23.38% above the last closing price of IN₹1,471.40.
Analysts covering CreditAccess Grameen currently have a consensus Earnings Per Share (EPS) forecast of IN₹89.31 for the next financial year.
What is the trend in the CreditAccess Grameen share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like CreditAccess Grameen. Over the past six months, its share price has underperformed the S&P BSE 100 Index by -10.42%.
As of the last closing price of IN₹1,471.40, shares in CreditAccess Grameen were trading -1.44% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the CreditAccess Grameen PE Ratio?
The CreditAccess Grameen PE ratio based on its reported earnings over the past 12 months is 13.58. The shares last closed at IN₹1,471.40.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of CreditAccess Grameen?
CreditAccess Grameen's management team is headed by:
- George Joseph - NEC
- Udaya Hebbar - CEO
- Ganesh Narayanan - DCE
- Vinatha Reddy - FDR
- B. Diwakar - CFO
- Gururaj Rao - SVP
- M. J. Prakash - CCO
- Suresh Krishna - OTH