- $814.51m
- $4.29bn
- $1.32bn
- 65
- 90
- 39
- 71
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 5.13 | ||
| PEG Ratio (f) | 0.06 | ||
| EPS Growth (f) | 1,363.31% | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 1.06 | ||
| Price to Tang. Book | 3.14 | ||
| Price to Free Cashflow | 6.41 | ||
| Price to Sales | 0.62 | ||
| EV to EBITDA | 23.57 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 3.12% | ||
| Return on Equity | -16.34% | ||
| Operating Margin | 11.36% | ||
Financial Summary
| Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 1,501.4 | 1,614.5 | 1,398.35 | 1,222.68 | 1,316.36 | 1,569.76 | 1,728.58 | -1.19% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +39.89 | +48.09 | -37.78 | n/a | n/a | n/a | +40.74 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Encore Capital Group, Inc. is an international specialty finance company. The Company provides debt recovery solutions and other related services for consumers across a range of financial assets. Through its subsidiaries, the Company purchases portfolios of consumer receivables from banks, credit unions, and utility providers. It primarily purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals as they repay their obligations and work toward financial recovery. It also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. The Company’s debt servicing operations include early-stage collections, business process outsourcing and contingent collections for credit originators. The Company mainly provides debt servicing for consumer accounts but also provides services for business-to-business accounts.
Directors
- Michael Monaco NEC (73)
- Ashish Masih PRE (55)
- Jonathan Clark CFO (63)
- Ryan Bell CEX (42)
- Craig Buick CEX (51)
- Gregory Call EVP (54)
- Steve Carmichael SVP
- Ashwini Gupta IND (68)
- Wendy Hannam IND (61)
- Jeffrey Hilzinger IND (63)
- Angela Knight IND (70)
- Laura Olle IND (68)
- Richard Srednicki IND (73)
- Richard Stovsky IND (63)
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- April 29th, 1999
- Public Since
- July 9th, 1999
- No. of Shareholders
- 21
- No. of Employees
- 7,350
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Select Market- Shares in Issue
- 23,691,291
- Address
- 350 Camino De La Reina, Suite 100, SAN DIEGO, 92108
- Web
- https://www.encorecapital.com/
- Phone
- +1 8583091679
- Contact
- Bruce Thomas
- Auditors
- BDO USA, LLP
Latest News for ECPG
Upcoming Events for ECPG
Q1 2025 Encore Capital Group Inc Earnings Release
Q1 2025 Encore Capital Group Inc Earnings Call
Encore Capital Group Inc Annual Shareholders Meeting
Encore Capital Group Inc Annual Shareholders Meeting
Q2 2025 Encore Capital Group Inc Earnings Release
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FAQ
As of Today at 20:26 UTC, shares in Encore Capital are trading at $34.38. This share price information is delayed by 15 minutes.
Shares in Encore Capital last closed at $34.38 and the price had moved by -17.67% over the past 365 days. In terms of relative price strength the Encore Capital share price has underperformed the S&P500 Index by -24.01% over the past year.
The overall consensus recommendation for Encore Capital is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreEncore Capital does not currently pay a dividend.
Encore Capital does not currently pay a dividend.
Encore Capital does not currently pay a dividend.
To buy shares in Encore Capital you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $34.38, shares in Encore Capital had a market capitalisation of $814.51m.
Here are the trading details for Encore Capital:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: ECPG
Based on an overall assessment of its quality, value and momentum Encore Capital is currently classified as a Contrarian. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Encore Capital is $59.75. That is 73.79% above the last closing price of $34.38.
Analysts covering Encore Capital currently have a consensus Earnings Per Share (EPS) forecast of $5.93 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Encore Capital. Over the past six months, its share price has underperformed the S&P500 Index by -19.72%.
As of the last closing price of $34.38, shares in Encore Capital were trading -23.66% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Encore Capital PE ratio based on its reported earnings over the past 12 months is 5.13. The shares last closed at $34.38.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Encore Capital's management team is headed by:
- Michael Monaco - NEC
- Ashish Masih - PRE
- Jonathan Clark - CFO
- Ryan Bell - CEX
- Craig Buick - CEX
- Gregory Call - EVP
- Steve Carmichael - SVP
- Ashwini Gupta - IND
- Wendy Hannam - IND
- Jeffrey Hilzinger - IND
- Angela Knight - IND
- Laura Olle - IND
- Richard Srednicki - IND
- Richard Stovsky - IND