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HAT - H & T Share Price

280p 10.0  3.7%

Last Trade - 4:35pm

Small Cap
Market Cap £107.6m
Enterprise Value £95.3m
Revenue £125.2m
Position in Universe 1007th / 1785
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Relative Strength (%)
1m -13.3%
Volume Change (%)
10d / 3m
Price vs... (%)
52w High -16.9%
50d MA
200d MA
Growth & Value
12m Forecast Rolling Industry Market
Valuation (ttm) Industry Market
Margin of Safety
Qualifying GuruScreens
Financial Summary
Year End 31st Dec 2015 2016 2017 2018 2019 2020 2021E 2022E CAGR / Avg
89.4 96.6 124.7 143 160.2 129.1 131.7 148.8 +7.6%
-15.1 +44.3 +20.8 +229.6 +4.5 -48.0 -57.9 +69.1
Balance Sheet
FINANCIAL BRIEF: : For the six months ended 30 June 2021, H&T Group Plcrevenues decreased 7% to £51.9M. Net income decreased 6% to£3.6M. Revenues reflect Personal Loans segment decrease of73% to £1.7M, other income segment decrease of 64% to £1.3M, Gold Purchasing segment decrease of 17% to £8M. Net incomealso reflects other income segment income decrease of 64%to £1.3M, Personal Loans segment income decrease of 44% to£2.4M.
Health Trend(F-Score)
0 1 2 3 4 5 6 7 8 9
Bankruptcy Score(Z-Score)
Earnings Manipulation Risk(M-Score)
Other Ratios
Recent History
Latest interim period vs. prior period Industry Market
3yr Compound Annual Growth Rate Industry Market
Latest News & Insights for HAT
Graphical History


HAT Revenue Unlock HAT Revenue

Net Income

HAT Net Income Unlock HAT Revenue

Normalised EPS

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PE Ratio Range

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Dividend Yield Range

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Analyst Forecasts
Price Target:
( below Price)
31st Dec 2021
31st Dec 2022
Est. Long Term Growth Rate: Net Profit
Net Profit
Consensus Estimate
1m Change
3m Change
Analyst Consensus
Strong Sell Sell Hold Buy Strong Buy
EPS 2020 /  2021
HAT EPS Forecasts Unlock HAT Revenue
Profile Summary

H&T Group plc is a non-trading holding company. The Company provides a range of simple and accessible financial products tailored for a customer base, which has limited access to, or is excluded from, the traditional banking and finance sector. Its segments include Pawnbroking, which is engaged in providing secured loans against collateral (the pledge); Gold Purchasing, which is involved in buying Jewelry directly from customers through its stores; Retail, which is involved in retail sales of gold and jewelry, and the retail sales are forfeited items from the pawnbroking pledge book or refurbished items from its gold purchasing operations; Pawnbroking Scrap, which comprises various other proceeds from gold scrap sales other than those reported within Gold Purchasing; Personal Loans, which comprises income from its unsecured lending activities, and Other Services, which comprises third party check encashment, buyback, prepaid debit card product and foreign exchange currency services.

Last Annual December 31st, 2020
Last Interim June 30th, 2021
Incorporated July 23, 2004
Public Since May 8, 2006
No. of Shareholders: n/a
No. of Employees: 952
Sector Financials
Industry Banking Services
Index FTSE Aim All Share ,
Exchange London Stock Exchange (AIM)
Shares in Issue 39,864,077
Free Float (0.0%)
Eligible for
HAT Share Price Performance
Share Price
Bid - Ask
Low - High
Day's Change
Avg Volume
Open - Close
Range (12m)
Latest News for HAT
Upcoming Events for HAT
Monday 21st March, 2022 Estimate
Full Year 2021 H & T Group PLC Earnings Release
Frequently Asked Questions for H & T
What is the H & T share price?

As of 4:35pm, shares in H & T are trading at 280p, giving the company a market capitalisation of £107.6m. This share price information is delayed by 15 minutes.

How has the H & T share price performed this year?

Shares in H & T are currently trading at 280p and the price has moved by 9.98% over the past 365 days. In terms of relative price strength - which takes into account the overall market trend - the H & T price has moved by -10.96% over the past year.

What are the analyst and broker recommendations for H & T?

Of the analysts with advisory recommendations for H & T, there are there are currently 2 "buy" , 0 "hold" and 0 "sell" recommendations. The overall consensus recommendation for H & T is Buy. You can view the full broker recommendation list by unlocking its StockReport.

When will H & T next release its financial results?

H & T is scheduled to issue upcoming financial results on the following dates:

Interim results are scheduled for: 2022-06-30
What is the H & T dividend yield?

The H & T dividend yield is 3.7% based on the trailing twelve month period.

Does H & T pay a dividend?

Last year, H & T paid a total dividend of 0.1, and it currently has a trailing dividend yield of 3.7%. Looking ahead, H & T has not announced an ex-dividend date yet.

When does H & T next pay dividends?

H & T has yet to annouce their ex-dividend date. The historic dividend yield on H & T shares is currently 3.7%.

How do I buy H & T shares?

To buy shares in H & T you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.

What is the market cap of H & T?

Shares in H & T are currently trading at 280p, giving the company a market capitalisation of £107.6m.

Where are H & T shares listed? Where are H & T shares listed?

Here are the trading details for H & T:

Country of listing: United Kingdom
Exchange: LSE
Ticker Symbol: HAT
What kind of share is H & T?

Based on an overall assessment of its quality, value and momentum, H & T is currently classified as a Style Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.

Is there a H & T share price forecast 2021?

Shares in H & T are currently priced at 280p. At that level they are trading at 33.95% discount to the analyst consensus target price of 423.92.

Analysts covering H & T currently have a consensus Earnings Per Share (EPS) forecast of 0.19533 for the next financial year.

How can I tell whether the H & T share price will go up?

An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like H & T. Over the past six months, the relative strength of its shares against the market has been -13.59%. At the current price of 280p, shares in H & T are trading at -5.73% against their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.

What is the H & T PE Ratio?

The H & T PE ratio based on its reported earnings over the past 12 months is 8.74. The shares are currently trading at 280p.

The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.

The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.

Who are the key directors of H & T?

H & T's management team is headed by:

Peter McNamara - NEC
James Thornton - NID
Elaine Draper - NED
Mark Smith - NED
Christopher Gillespie - CEO
Tatiana Hagan - CFO
Who are the major shareholders of H & T?

Here are the top five shareholders of H & T based on the size of their shareholding:

Artemis Investment Management LLP Investment Advisor/Hedge Fund
Percentage owned: 12.74% (5.08m shares)
Fidelity International Investment Advisor
Percentage owned: 9.99% (3.98m shares)
Fidelity Management & Research Company LLC Investment Advisor
Percentage owned: 9.98% (3.98m shares)
Close Brothers Asset Management Investment Advisor/Hedge Fund
Percentage owned: 9.75% (3.89m shares)
Artemis UK Smaller Companies Fund Mutual Fund
Percentage owned: 7.7% (3.07m shares)
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