- $555.24m
- $459.08m
- $117.46m
- 94
- 55
- 38
- 66
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 16.22 | ||
| PEG Ratio (f) | 0.57 | ||
| EPS Growth (f) | 39.84% | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 2.7 | ||
| Price to Tang. Book | 2.7 | ||
| Price to Free Cashflow | 6.73 | ||
| Price to Sales | 4.73 | ||
| EV to EBITDA | 15.18 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 8.23% | ||
| Return on Equity | 10.55% | ||
| Operating Margin | 24.75% | ||
Financial Summary
| Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 92.85 | 108.89 | 215.66 | 179.59 | 117.46 | 127.06 | 148.35 | 17.61% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | n/a | n/a | n/a | -39.62 | -65.57 | +43.11 | +34.62 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Open Lending Corporation is a provider of lending enablement and risk analytics to credit unions, regional banks, finance companies and the captive finance companies of automakers. The Company provides loan analytics, risk-based pricing, risk modeling and default insurance to auto lenders throughout the United States. It targets the financing needs of near-prime and non-prime borrowers, or borrowers with a credit bureau score generally between 560 and 699. Lenders Protection platform (LPP), the Company's flagship product, is a cloud-based automotive lending platform. LPP supports the full transaction lifecycle, including credit application, underwriting, real-time insurance approval, settlement, servicing, invoicing of insurance premiums and fees and advanced data analytics of the automotive lender's portfolio under the program. Its risk models project loan performance, including expected losses and prepayments, in arriving at the optimal rate. It serves around 454 active lenders.
Directors
- John Flynn CHM (65)
- Ross Jessup PRE (57)
- Charles Jehl CFO (52)
- Sarah Lackey CTO (38)
- Kenneth Wardle CRO (46)
- Matthew Stark GCN (48)
- Matthew Roe OTH (38)
- William Heldfond DRC
- Adam Clammer IND (50)
- Eric Feldstein IND (61)
- Blair Greenberg IND (39)
- Shubhi Rao IND (54)
- Jessica Snyder IND (50)
- Gene Yoon IND (45)
- Last Annual
- December 31st, 2023
- Last Interim
- December 31st, 2023
- Incorporated
- December 23rd, 2019
- Public Since
- March 2nd, 2018
- No. of Shareholders
- 23
- No. of Employees
- 210
- Sector
- Professional & Commercial Services
- Industry
- Industrials
- Exchange
NASDAQ Global Market- Shares in Issue
- 119,151,161
- Address
- 1501 S. Mopac Expressway, Suite #450, AUSTIN, 78746
- Web
- https://www.openlending.com/
- Phone
- +1 5128920400
- Auditors
- Ernst & Young LLP
Upcoming Events for LPRO
Open Lending Corp Annual Shareholders Meeting
Open Lending Corp Annual Shareholders Meeting
Q2 2024 Open Lending Corp Earnings Release
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FAQ
What is the Open Lending share price?
As of Today at 19:16 UTC, shares in Open Lending are trading at $4.66. This share price information is delayed by 15 minutes.
How has the Open Lending share price performed this year?
Shares in Open Lending last closed at $4.66 and the price had moved by -33.05% over the past 365 days. In terms of relative price strength the Open Lending share price has underperformed the S&P500 Index by -44.28% over the past year.
What are the analyst and broker recommendations for Open Lending?
The overall consensus recommendation for Open Lending is Buy. You can view the full broker recommendation list by unlocking its StockReport.
What is the Open Lending dividend yield?
Open Lending does not currently pay a dividend.
Does Open Lending pay a dividend?
Open Lending does not currently pay a dividend.
When does Open Lending next pay dividends?
Open Lending does not currently pay a dividend.
How do I buy Open Lending shares?
To buy shares in Open Lending you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Open Lending?
As of the previous close price of $4.66, shares in Open Lending had a market capitalisation of $555.24m.
Where are Open Lending shares listed?
Here are the trading details for Open Lending:
- Country of listing: United States
- Exchange: NMQ
- Ticker Symbol: LPRO
What kind of share is Open Lending?
Based on an overall assessment of its quality, value and momentum Open Lending is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Open Lending share price forecast for 2024?
The analyst consensus target price for shares in Open Lending is $8.11. That is 74.03% above the last closing price of $4.66.
Analysts covering Open Lending currently have a consensus Earnings Per Share (EPS) forecast of $0.26 for the next financial year.
What is the trend in the Open Lending share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Open Lending. Over the past six months, its share price has underperformed the S&P500 Index by -37.4%.
As of the last closing price of $4.66, shares in Open Lending were trading -38.21% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Open Lending PE Ratio?
The Open Lending PE ratio based on its reported earnings over the past 12 months is 16.22. The shares last closed at $4.66.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Open Lending?
Open Lending's management team is headed by:
- John Flynn - CHM
- Ross Jessup - PRE
- Charles Jehl - CFO
- Sarah Lackey - CTO
- Kenneth Wardle - CRO
- Matthew Stark - GCN
- Matthew Roe - OTH
- William Heldfond - DRC
- Adam Clammer - IND
- Eric Feldstein - IND
- Blair Greenberg - IND
- Shubhi Rao - IND
- Jessica Snyder - IND
- Gene Yoon - IND