PAISALO — Paisalo Digital Share Price
0.000.00%
Last trade - 00:00- IN₹27.40bn
- IN₹61.99bn
- IN₹7.71bn
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 11.31 | ||
| PEG Ratio (f) | 1.32 | ||
| EPS Growth (f) | 9.4% | ||
| Dividend Yield (f) | 0.33% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 1.78 | ||
| Price to Tang. Book | 1.79 | ||
| Price to Free Cashflow | n/a | ||
| Price to Sales | 3.55 | ||
| EV to EBITDA | 22.66 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 5.1% | ||
| Return on Equity | 13.97% | ||
| Operating Margin | 34.78% | ||
Financial Summary
| Year End 31st Mar | Unit | 2021 | 2022 | 2023 | 2024 | 2025 | 2026E | 2027E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | IN₹m | 3,460.22 | 3,922.23 | 4,731.9 | 6,577.9 | 7,708.4 | 9,121.6 | 10,884 | 15.52% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | -15.87 | +22.33 | +8.67 | +163.67 | -39.86 | +4.7 | +21.96 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Paisalo Digital Limited is an India-based Non-Banking Financial Company (NBFC) engaged in providing loans. The Company is primarily focusing on financing self-employed borrowers. The Company's products include small income generation loans, mobility loans, and entrepreneurial loans. Its small income generation loans include Umeed loan, Pragati loan, and Vikas loan. It offers financial solutions for individuals or small businesses to purchase seeds, fodder, cattle, and others. Its mobility loans offer solutions for purchasing mobility products for individuals, such as auto rickshaws, electric rickshaws, two-wheelers or tempo, which include Gati loan, Raftaar loan, Do Ka Dum loan, and Ready Steady Go loan. The Company offers customizable micro, small and medium enterprises (MSME), small and medium enterprises (SME), and commercial loans based on the borrower’s profiles. Its Udaan loan is provided for small businesses. It operates through approximately 351 branches.
Directors
- Purushottam Agrawal NEC (69)
- Manendra Singh CCO
- S. Agarwal EDR (92)
- Anoop Krishna EDR
- Harish Singh EDR (45)
- Pradeep Agarwal IND
- Naresh Jain IND
- Raman Aggarwal NID
- Vijuy Ronjan NID
- Gauri Shankar NID (62)
- Sunil Srivastav NID (62)
- Last Annual
- March 31st, 2025
- Last Interim
- March 31st, 2025
- Incorporated
- March 5th, 1992
- Public Since
- February 26th, 1996
- No. of Employees
- 2,410
- Sector
- Banking Services
- Industry
- Financials
- Exchange
- National Stock Exchange of India
- Shares in Issue
- 898,043,980
- Address
- Paisalo House, Gandhi Nagar, NH-2, AGRA, 282003
- Web
- https://www.paisalo.in/
- Phone
- +91 5624028888
- Contact
- Manendra Singh
- Auditors
- Manish Goyal & Associates
Upcoming Events for PAISALO
Paisalo Digital Ltd Annual Shareholders Meeting
Q2 2026 Paisalo Digital Ltd Earnings Release
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FAQ
What is the Paisalo Digital share price?
As of Today at 22:32 UTC, shares in Paisalo Digital are trading at IN₹30.51. This share price information is delayed by 15 minutes.
How has the Paisalo Digital share price performed this year?
Shares in Paisalo Digital last closed at IN₹30.51 and the price had moved by -58.82% over the past 365 days. In terms of relative price strength the Paisalo Digital share price has underperformed the S&P BSE 100 Index by -60.29% over the past year.
What are the analyst and broker recommendations for Paisalo Digital?
The overall consensus recommendation for Paisalo Digital is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreWhat is the Paisalo Digital dividend yield?
The Paisalo Digital dividend yield is 0.33% based on the trailing twelve month period.
Does Paisalo Digital pay a dividend?
Last year, Paisalo Digital paid a total dividend of IN₹0.10, and it currently has a trailing dividend yield of 0.33%. We do not have any data on when Paisalo Digital is to next pay dividends.
When does Paisalo Digital next pay dividends?
We do not have data on when Paisalo Digital is to next pay dividends. The historic dividend yield on Paisalo Digital shares is currently 0.33%.
How do I buy Paisalo Digital shares?
To buy shares in Paisalo Digital you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Paisalo Digital?
As of the previous close price of IN₹30.51, shares in Paisalo Digital had a market capitalisation of IN₹27.40bn.
Where are Paisalo Digital shares listed?
Here are the trading details for Paisalo Digital:
- Country of listing: India
- Exchange: NSI
- Ticker Symbol: PAISALO
What kind of share is Paisalo Digital?
Based on an overall assessment of its quality, value and momentum Paisalo Digital is currently classified as a Sucker Stock. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Paisalo Digital share price forecast for 2025?
The analyst consensus target price for shares in Paisalo Digital is IN₹75.00. That is 145.82% above the last closing price of IN₹30.51.
Analysts covering Paisalo Digital currently have a consensus Earnings Per Share (EPS) forecast of IN₹2.55 for the next financial year.
Find out moreWhat is the trend in the Paisalo Digital share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Paisalo Digital. Over the past six months, its share price has underperformed the S&P BSE 100 Index by -40.29%.
As of the last closing price of IN₹30.51, shares in Paisalo Digital were trading -28.08% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Paisalo Digital PE Ratio?
The Paisalo Digital PE ratio based on its reported earnings over the past 12 months is 11.31. The shares last closed at IN₹30.51.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Paisalo Digital?
Paisalo Digital's management team is headed by:
- Purushottam Agrawal - NEC
- Manendra Singh - CCO
- S. Agarwal - EDR
- Anoop Krishna - EDR
- Harish Singh - EDR
- Pradeep Agarwal - IND
- Naresh Jain - IND
- Raman Aggarwal - NID
- Vijuy Ronjan - NID
- Gauri Shankar - NID
- Sunil Srivastav - NID