- IN₹151.07bn
- IN₹257.42bn
- IN₹55.89bn
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | n/a | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | n/a | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 1.03 | ||
| Price to Tang. Book | 1.03 | ||
| Price to Free Cashflow | n/a | ||
| Price to Sales | 2.7 | ||
| EV to EBITDA | n/a | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 1.04% | ||
| Return on Equity | 9.79% | ||
| Operating Margin | 33.64% | ||
Financial Summary
| Year End 31st Mar | Unit | 2022 | 2023 | 2024 | 2025 | 2026 | 2027E | 2028E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | IN₹m | 36,106.93 | 39,133.41 | 40,625.11 | 53,513.1 | 55,892.11 | n/a | n/a | 12.04% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | n/a | -24.41 | -54.61 | +70.63 | +24.36 | n/a | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Punjab & Sind Bank is an India-based banking and financial services company. The Company provides digital loans, digital banking, international banking, and social banking solutions. Its digital loan solutions include retail loans; micro, small, and medium enterprise (MSME) loans; and agricultural loans. Its digital banking solutions include retail internet banking, corporate internet banking, real-time gross settlement/national electronic funds transfer, unified payment interface, point of sale, debit card, credit card, and online payment. It offers government schemes which include Public Provident Funds, Pension Account, Sovereign Gold Bond Scheme, Senior Citizen Saving Scheme, Sukanya Samriddhi Scheme, National Pension Scheme, and more. Its deposit products include savings, current account, salary account and more. It also offers insurance solutions which include life insurance, health insurance and general insurance.
Directors
- S. Krishnan CEO
- Vinay Mehrotra CFO
- Vinay Khandelwal CCO
- Daljit Grover CRO
- Gurbinder Dhall GMG
- G. Dhingra GMG
- Varinder Gupta GMG
- Satyapal Kohli GMG
- Deepak Maini GMG
- D. Sharma GMG
- M. Srivastava GMG
- Aiit Das EDR
- Govindh Dongre EDR
- Raghavcndra Kollegal EDR
- Ramjass Yadav EDR
- M. Dawla DRC
- Pradipta Jena DRC
- Sewa Mehar DRC
- Kamal Patnaik DRC (56)
- S. Selvakumar DRC
- Shankar Agarwal NED
- Rajendran Narayanan NED (46)
- Surinder Virk NED (59)
- Last Annual
- March 31st, 2026
- Last Interim
- June 30th, 2026
- Incorporated
- January 1st, 1970
- Public Since
- December 30th, 2010
- No. of Shareholders
- 226,716
- No. of Employees
- 8,735
- Sector
- Banking Services
- Industry
- Financials
- Exchange
National Stock Exchange of India- Shares in Issue
- 7,095,585,220
- Address
- 21- Rajendra Place, NEW DELHI, 110008
- Web
- https://punjabandsindbank.co.in/
- Phone
- +91 1125782926
- Contact
- Saket Mehrotra
- Auditors
- Chaturvedi & Company
Latest News for PSB
Upcoming Events for PSB
Q2 2027 Punjab & Sind Bank Earnings Release
Q2 2027 Punjab & Sind Bank Earnings Call
Q3 2027 Punjab & Sind Bank Earnings Release
Similar to PSB
Aadhar Housing Finance
National Stock Exchange of India
Aavas Financiers
National Stock Exchange of India
Advik Capital
National Stock Exchange of India
Akiko Global Services
National Stock Exchange of India
Akme Fintrade India
National Stock Exchange of India
FAQ
As of Today at 04:50 UTC, shares in Punjab & Sind Bank are trading at IN₹21.29. This share price information is delayed by 15 minutes.
Shares in Punjab & Sind Bank last closed at IN₹21.29 and the price had moved by -29.6% over the past 365 days. In terms of relative price strength the Punjab & Sind Bank share price has underperformed the S&P BSE 100 Index by -23.58% over the past year.
There is no consensus recommendation for this security.
Find out moreThe Punjab & Sind Bank dividend yield is 1.83% based on the trailing twelve month period.
Last year, Punjab & Sind Bank paid a total dividend of IN₹0.39, and it currently has a trailing dividend yield of 1.83%. We do not have any data on when Punjab & Sind Bank is to next pay dividends.
We do not have data on when Punjab & Sind Bank is to next pay dividends. The historic dividend yield on Punjab & Sind Bank shares is currently 1.83%.
To buy shares in Punjab & Sind Bank you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of IN₹21.29, shares in Punjab & Sind Bank had a market capitalisation of IN₹151.07bn.
Here are the trading details for Punjab & Sind Bank:
- Country of listing: India
- Exchange: NSI
- Ticker Symbol: PSB
Based on an overall assessment of its quality, value and momentum Punjab & Sind Bank is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
We could not find analyst target price data for this security.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Punjab & Sind Bank. Over the past six months, its share price has underperformed the S&P BSE 100 Index by -12.06%.
As of the last closing price of IN₹21.29, shares in Punjab & Sind Bank were trading -12.98% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Punjab & Sind Bank PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at IN₹21.29.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Punjab & Sind Bank's management team is headed by:
- S. Krishnan - CEO
- Vinay Mehrotra - CFO
- Vinay Khandelwal - CCO
- Daljit Grover - CRO
- Gurbinder Dhall - GMG
- G. Dhingra - GMG
- Varinder Gupta - GMG
- Satyapal Kohli - GMG
- Deepak Maini - GMG
- D. Sharma - GMG
- M. Srivastava - GMG
- Aiit Das - EDR
- Govindh Dongre - EDR
- Raghavcndra Kollegal - EDR
- Ramjass Yadav - EDR
- M. Dawla - DRC
- Pradipta Jena - DRC
- Sewa Mehar - DRC
- Kamal Patnaik - DRC
- S. Selvakumar - DRC
- Shankar Agarwal - NED
- Rajendran Narayanan - NED
- Surinder Virk - NED