- $276.37m
- $1.74bn
- $588.50m
- 66
- 97
- 43
- 78
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 5.41 | ||
| PEG Ratio (f) | 0.31 | ||
| EPS Growth (f) | 20.83% | ||
| Dividend Yield (f) | 4.36% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.77 | ||
| Price to Tang. Book | 0.83 | ||
| Price to Free Cashflow | 1.1 | ||
| Price to Sales | 0.47 | ||
| EV to EBITDA | 12.23 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 6.74% | ||
| Return on Equity | 12.14% | ||
| Operating Margin | 21.85% | ||
Financial Summary
| Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 373.91 | 428.35 | 507.19 | 551.4 | 588.5 | 625.44 | 683.9 | 10.59% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +16.53 | +61.42 | -49.3 | -54.1 | +148.9 | +5.42 | +49.6 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Regional Management Corp. is a diversified consumer finance company. The Company provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The Company operates under the name Regional Finance online and in branch locations in 19 states across the United States. Its loan products are secured, and each is structured on a fixed-rate, fixed-term basis with fully amortizing equal monthly installment payments, repayable at any time without penalty. It sources loans through its multiple channel platform, which includes branches, centrally managed direct mail campaigns, digital partners, and its consumer Website. Its core products are large and small installment loans. It also offers its customers optional payment and collateral protection insurance, including credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance.
Directors
- Carlos Palomares NEC (76)
- Robert Beck PRE (57)
- Harpreet Rana CFO (49)
- John Schachtel COO (59)
- Manish Parmar EVP (43)
- Brian Fisher EVP (37)
- Catherine Atwood SVP (38)
- Steven Barnette CAO (41)
- Michael Dymski VPR (49)
- Chris Peterson OTH
- Michael Dunn DRC (69)
- Philip Bancroft IND (62)
- Jonathan Brown IND (36)
- Roel Campos IND (72)
- Maria Contreras-Sweet IND (65)
- Steven Freiberg IND (64)
- Sandra Johnson IND (60)
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- August 23rd, 2011
- Public Since
- March 28th, 2012
- No. of Shareholders
- 3,699
- No. of Employees
- 2,131
- Sector
- Banking Services
- Industry
- Financials
- Exchange
New York Stock Exchange- Shares in Issue
- 10,035,287
- Address
- 979 Batesville Road, Suite B, GREER, 29651
- Web
- https://www.regionalmanagement.com/
- Phone
- +1 8644487000
- Contact
- Garrett Edson
- Auditors
- Deloitte & Touche LLP
Upcoming Events for RM
Regional Management Corp Annual Shareholders Meeting
Dividend For RM.N - 0.3000 USD
Q2 2025 Regional Management Corp Earnings Release
Q3 2025 Regional Management Corp Earnings Release
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FAQ
What is the Regional Management share price?
As of Today at 22:54 UTC, shares in Regional Management are trading at $27.54. This share price information is delayed by 15 minutes.
How has the Regional Management share price performed this year?
Shares in Regional Management last closed at $27.54 and the price had moved by +0.81% over the past 365 days. In terms of relative price strength the Regional Management share price has underperformed the S&P500 Index by -9.1% over the past year.
What are the analyst and broker recommendations for Regional Management?
The overall consensus recommendation for Regional Management is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreWhat is the Regional Management dividend yield?
The Regional Management dividend yield is 4.36% based on the trailing twelve month period.
Does Regional Management pay a dividend?
Last year, Regional Management paid a total dividend of $1.20, and it currently has a trailing dividend yield of 4.36%.Looking ahead, shares in Regional Management are due to go ex-dividend on 2025-05-21 and the next dividend pay date is 2025-06-11.
When does Regional Management next pay dividends?
Regional Management are due to go ex-dividend on 2025-05-21 and the next dividend pay date is 2025-06-11. The historic dividend yield on Regional Management shares is currently 4.36%.
How do I buy Regional Management shares?
To buy shares in Regional Management you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Regional Management?
As of the previous close price of $27.54, shares in Regional Management had a market capitalisation of $276.37m.
Where are Regional Management shares listed?
Here are the trading details for Regional Management:
- Country of listing: United States
- Exchange: NYQ
- Ticker Symbol: RM
What kind of share is Regional Management?
Based on an overall assessment of its quality, value and momentum Regional Management is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Regional Management share price forecast for 2025?
The analyst consensus target price for shares in Regional Management is $38.75. That is 40.7% above the last closing price of $27.54.
Analysts covering Regional Management currently have a consensus Earnings Per Share (EPS) forecast of $4.37 for the next financial year.
Find out moreWhat is the trend in the Regional Management share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Regional Management. Over the past six months, its share price has underperformed the S&P500 Index by -2.99%.
As of the last closing price of $27.54, shares in Regional Management were trading -13.93% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Regional Management PE Ratio?
The Regional Management PE ratio based on its reported earnings over the past 12 months is 5.41. The shares last closed at $27.54.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Regional Management?
Regional Management's management team is headed by:
- Carlos Palomares - NEC
- Robert Beck - PRE
- Harpreet Rana - CFO
- John Schachtel - COO
- Manish Parmar - EVP
- Brian Fisher - EVP
- Catherine Atwood - SVP
- Steven Barnette - CAO
- Michael Dymski - VPR
- Chris Peterson - OTH
- Michael Dunn - DRC
- Philip Bancroft - IND
- Jonathan Brown - IND
- Roel Campos - IND
- Maria Contreras-Sweet - IND
- Steven Freiberg - IND
- Sandra Johnson - IND