RM — Regional Management Share Price
- $336.25m
- $1.70bn
- $551.40m
- 65
- 93
- 95
- 98
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 6.23 | ||
PEG Ratio (f) | 0.19 | ||
EPS Growth (f) | 47.11% | ||
Dividend Yield (f) | 3.62% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 0.97 | ||
Price to Tang. Book | 1.03 | ||
Price to Free Cashflow | 1.34 | ||
Price to Sales | 0.59 | ||
EV to EBITDA | 14.67 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 5.72% | ||
Return on Equity | 7.47% | ||
Operating Margin | 17.96% |
Financial Summary
Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 355.71 | 373.91 | 428.35 | 507.19 | 551.4 | 585.8 | 605.62 | 12.45% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +29.84 | +16.53 | +61.42 | -49.3 | -54.1 | +165.83 | +28.58 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
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Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
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Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
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Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Regional Management Corp. is a diversified consumer finance company. The Company provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. Its products include small and large installment loans. It provides its customers optional payment and collateral protection insurance. It offers small installment loans with cash proceeds to customers ranging from $500 to $2,500, with terms of up to 48 months. It offers large installment loans with cash proceeds to customers ranging from $2,501 to $25,000, with terms between 18 and 60 months. It offers its customers optional payment and collateral protection insurance relating to its loan products, including credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance. The Company also offers indirect retail installment loans of up to $7,500. It operates under the name Regional Finance.
Directors
- Carlos Palomares NEC (76)
- Robert Beck PRE (57)
- Harpreet Rana CFO (49)
- John Schachtel COO (59)
- Manish Parmar EVP (43)
- Brian Fisher EVP (37)
- Catherine Atwood SVP (38)
- Steven Barnette CAO (41)
- Michael Dymski VPR (49)
- Chris Peterson OTH
- Michael Dunn DRC (69)
- Philip Bancroft IND (62)
- Jonathan Brown IND (36)
- Roel Campos IND (72)
- Maria Contreras-Sweet IND (65)
- Steven Freiberg IND (64)
- Sandra Johnson IND (60)
- Last Annual
- December 31st, 2023
- Last Interim
- June 30th, 2024
- Incorporated
- August 23rd, 2011
- Public Since
- March 28th, 2012
- No. of Shareholders
- 3,495
- No. of Employees
- 2,081
- Sector
- Banking Services
- Industry
- Financials
- Exchange
- New York Stock Exchange
- Shares in Issue
- 10,155,600
- Address
- 979 Batesville Road, Suite B, GREER, 29651
- Web
- https://www.regionalmanagement.com/
- Phone
- +1 8644487000
- Contact
- Garrett Edson
- Auditors
- RSM US LLP
Upcoming Events for RM
Q4 2024 Regional Management Corp Earnings Release
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FAQ
As of Today at 23:23 UTC, shares in Regional Management are trading at $33.11. This share price information is delayed by 15 minutes.
Shares in Regional Management last closed at $33.11 and the price had moved by +18.76% over the past 365 days. In terms of relative price strength the Regional Management share price has underperformed the S&P500 Index by -6.06% over the past year.
The overall consensus recommendation for Regional Management is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Regional Management dividend yield is 3.62% based on the trailing twelve month period.
Last year, Regional Management paid a total dividend of $1.20, and it currently has a trailing dividend yield of 3.62%. We do not have any data on when Regional Management is to next pay dividends.
We do not have data on when Regional Management is to next pay dividends. The historic dividend yield on Regional Management shares is currently 3.62%.
To buy shares in Regional Management you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $33.11, shares in Regional Management had a market capitalisation of $336.25m.
Here are the trading details for Regional Management:
- Country of listing: United States
- Exchange: NYQ
- Ticker Symbol: RM
Based on an overall assessment of its quality, value and momentum Regional Management is currently classified as a Super Stock. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Regional Management is $36.33. That is 9.73% above the last closing price of $33.11.
Analysts covering Regional Management currently have a consensus Earnings Per Share (EPS) forecast of $4.42 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Regional Management. Over the past six months, its share price has outperformed the S&P500 Index by +29.34%.
As of the last closing price of $33.11, shares in Regional Management were trading +23.62% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Regional Management PE ratio based on its reported earnings over the past 12 months is 6.23. The shares last closed at $33.11.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Regional Management's management team is headed by:
- Carlos Palomares - NEC
- Robert Beck - PRE
- Harpreet Rana - CFO
- John Schachtel - COO
- Manish Parmar - EVP
- Brian Fisher - EVP
- Catherine Atwood - SVP
- Steven Barnette - CAO
- Michael Dymski - VPR
- Chris Peterson - OTH
- Michael Dunn - DRC
- Philip Bancroft - IND
- Jonathan Brown - IND
- Roel Campos - IND
- Maria Contreras-Sweet - IND
- Steven Freiberg - IND
- Sandra Johnson - IND