- $772.10m
- $418.73m
- $141.56m
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 11.09 | ||
| PEG Ratio (f) | 34.27 | ||
| EPS Growth (f) | 0.32% | ||
| Dividend Yield (f) | 0.35% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 1.36 | ||
| Price to Tang. Book | 1.36 | ||
| Price to Free Cashflow | 10.16 | ||
| Price to Sales | 5.14 | ||
| EV to EBITDA | n/a | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 1.62% | ||
| Return on Equity | 13.3% | ||
| Operating Margin | 65.11% | ||
Financial Summary
| Year End 31st Dec | Unit | 2021 | 2022 | 2023 | 2024 | 2025 | 2026E | 2027E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 103.3 | 118.56 | 133.74 | 151.28 | 141.56 | 154.19 | 158.57 | 10.52% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +39.66 | +6.91 | +25.66 | +23.21 | -5.98 | +7.06 | -1.12 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
River City Bank (the Bank) is a commercial bank. It offers a comprehensive suite of banking services, including loans, deposits, and cash management tools, to businesses, consumers, municipalities and the commercial real estate sector. The Bank operates eight branch locations within El Dorado, Placer, Sacramento and Yolo counties. Additionally, the Bank operates one loan production office in San Francisco County. The Bank's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate, commercial, agriculture, residential mortgage, and consumer loans. The Bank serves industries, such as agribusiness, clean energy, commercial real estate, construction, healthcare, manufacturing and distribution, nonprofit, professional services, property management, and representative payee. Its personal banking services include checking and savings, online and mobile banking, loans, home mortgage and debit Mastercard.
Directors
- Last Annual
- December 31st, 2025
- Last Interim
- June 30th, 2026
- Incorporated
- November 1st, 1963
- Public Since
- July 30th, 2001
- No. of Employees
- 35
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Capital Market- Shares in Issue
- 13,994,875
- Address
- 2480 Natomas Park Dr., Suite 150, SACRAMENTO, 95833
- Web
- https://rivercitybank.com/
- Phone
- +1 9165672600
- Auditors
- Crowe LLP
Latest News for RCBC
Upcoming Events for RCBC
Q3 2026 River City Bank Earnings Call
Dividend For RCBC.OQ - 0.0500 USD
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FAQ
As of Today at 22:59 UTC, shares in River City Bank are trading at $55.17. This share price information is delayed by 15 minutes.
Shares in River City Bank last closed at $55.17 and the price had moved by +39.32% over the past 365 days. In terms of relative price strength the River City Bank share price has outperformed the S&P500 Index by +24.11% over the past year.
The overall consensus recommendation for River City Bank is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreRiver City Bank does not currently pay a dividend.
River City Bank does not currently pay a dividend.
River City Bank does not currently pay a dividend.
To buy shares in River City Bank you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $55.17, shares in River City Bank had a market capitalisation of $772.10m.
Here are the trading details for River City Bank:
- Country of listing: United States
- Exchange: NAQ
- Ticker Symbol: RCBC
Based on an overall assessment of its quality, value and momentum River City Bank is currently classified as a Super Stock. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in River City Bank is $56.00. That is 1.5% above the last closing price of $55.17.
Analysts covering River City Bank currently have a consensus Earnings Per Share (EPS) forecast of $5.02 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like River City Bank. Over the past six months, its share price has outperformed the S&P500 Index by +26.93%.
As of the last closing price of $55.17, shares in River City Bank were trading +21.96% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The River City Bank PE ratio based on its reported earnings over the past 12 months is 11.09. The shares last closed at $55.17.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
We do not have data on River City Bank's directors