Picture of Spandana Sphoorty Financial logo

SPANDANA Spandana Sphoorty Financial Share Price

0.000.00%
in flag iconLast trade - 00:00
FinancialsSpeculativeMid CapNeutral

Momentum

Relative Strength (%)
1m-7.2%
3m-20.63%
6m-28.8%
1yr-3.24%
Volume Change (%)
10d/3m-44.08%
Price vs... (%)
52w High-34.81%
50d MA-5.15%
200d MA-11.25%

Growth & Value

12m Forecast RollingIndustryMarket
PE Ratio (f)8.22
PEG Ratio (f)18.67
EPS Growth (f)0.44%
Dividend Yield (f)0.39%
Valuation (ttm)IndustryMarket
Price to Book Value1.59
Price to Tang. Book1.6
Price to Free Cashflown/a
Price to Sales2.56
EV to EBITDA9.9

Shareholder Activity

TypeBuy / Hold / Sell
Institutions
Directors
Community

Guru Screens

Quality

NameIndustryMarket
Return on Capital9.9%
Return on Equity14.85%
Operating Margin58.58%

Financial Summary

Year End 31st MarUnit202020212022202320242025E2026ECAGR / Avg
Total RevenueIN₹m14,352.9814,826.2614,627.9214,007.5422,612.418,286.2520,954.6716.74%
Operating Profitm
Net Profitm
EPS Reported
Diluted Normalised EPS
EPS Growth%+111.11+3.55-32.69-14.15+79.02-3.69+26.87n/a
PE Ratiox
PEG
Profitability
Operating Margin%
ROA%
ROCE%
ROE%
Cashflow
Op. Cashflow ps
Capex ps
Free Cashflow ps
Dividends
Dividend ps
Dividend Growth%
Dividend Yield%
Dividend Coverx
Balance Sheet
Cash etcm
Working Capitalm
NFAm
Net Debtm
Book Valuem
Diluted Weighted Average Sharesm
Book Value ps

Health Trend(F-Score)

12345678910

Bankruptcy Score(Z-Score)

Distress
Cautious
Safe

Earnings Manipulation Risk(M-Score)

Other Ratios

Leverage (ttm)Total- Intang+ Pension
Gross Gearing
Net Gearing
Cash / Assets

Recent History

Latest interim period vs. prior periodIndustryMarket
Sales Growth
EPS Growth
3yr Compound Annual Growth RateIndustryMarket
Sales CAGR
EPS CAGR
DPS CAGR

Graphical History

Revenue
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Net Income
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Normalised EPS
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PE Ratio Range
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Dividend Yield Range
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Analyst Forecasts

Price target
( price)
31st Mar 202531st Mar 2026
Est. Long Term Growth Rate: Net Profit
()
EPS
()
DPS
()
Net Profit
()
EPS
()
DPS
()
Consensus Estimate
1m Change
3m Change

Analyst Consensus

Strong SellSellHoldBuyStrong Buy

EPS 2025 / 2026

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Profile Summary

Spandana Sphoorty Financial Limited is a rural-focused non-banking financial company and a microfinance lender (NBFC-MFI). The Company offers income generating loans under the joint liability group (JLG) model to women from low-income households in rural areas. It offers a range of financial products and services to low-income households and individuals to improve their quality of life. The Company's products include Chetana, Loan Against Property (LAP), and Nano Enterprise Loans. Its product is JLG based micro-loans designed for women entrepreneurs. The Company, through its wholly owned subsidiary, Criss Financial Ltd, provides loan products, such as LAP and loans to Nano enterprises. The Company operates approximately 1227 branches.

Directors

    Last Annual
    March 31st, 2024
    Last Interim
    March 31st, 2024
    Incorporated
    March 10th, 2003
    Public Since
    August 19th, 2019
    No. of Employees
    9,674
    Sector
    Banking Services
    Industry
    Financials
    Exchange
    in flag iconNational Stock Exchange of India
    Shares in Issue
    71,305,144

    SPANDANA Share Price Performance

    Upcoming Events for SPANDANA

    Q1 2025 Spandana Sphoorty Financial Ltd Earnings Release

    Spandana Sphoorty Financial Ltd Annual Shareholders Meeting

    Q2 2025 Spandana Sphoorty Financial Ltd Earnings Release

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