- £37.93m
- £39.15m
- £26.97m
- 75
- 87
- 95
- 99
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 7.72 | ||
| PEG Ratio (f) | 0.51 | ||
| EPS Growth (f) | 18.04% | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.59 | ||
| Price to Tang. Book | 1.04 | ||
| Price to Free Cashflow | n/a | ||
| Price to Sales | 1.29 | ||
| EV to EBITDA | 7.25 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 3.97% | ||
| Return on Equity | 6.34% | ||
| Operating Margin | 16.83% | ||
Financial Summary
| Year End 31st May | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | £m | 31.81 | 29.24 | 23.8 | 22.49 | 26.97 | 30.8 | 33.1 | -2.12% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +8.73 | -62.87 | -7.33 | +28.43 | +22.94 | +24.56 | +17.39 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Time Finance plc is a multi-product alternative finance provider. The Company is a lender for the working capital requirements of United Kingdom businesses and acts as a broker in arranging funding. Its offerings include Asset Finance and Invoice Finance with lending proposals originated through various channels, such as finance brokers and other professional firms, equipment vendors, suppliers and dealers, and direct from borrowers. Asset Finance enables investment in vital equipment or refinancing existing assets. Its business products consist of hire purchase, finance lease, and asset-based lending. Invoice Finance helps in improving the cashflow of the customer's business. It provides funding and offers an optional credit control service, where it manages a tailored collections process on the customer's behalf. It offers business loans secured against collateral and secured loans on a short or long-term basis, with monthly repayments. It also offers commercial loans.
Directors
- Tanya Raynes NEC (50)
- Edward Rimmer CEO
- James Roberts CFO (42)
- Jennifer Bodey SEC
- Ronald Russell NED
- Julian Telling NED
- Last Annual
- May 31st, 2023
- Last Interim
- November 30th, 2023
- Incorporated
- June 14th, 2006
- Public Since
- August 2nd, 2006
- No. of Employees
- 144
- Sector
- Banking Services
- Industry
- Financials
- Exchange
London Stock Exchange- Shares in Issue
- 92,512,704
- Address
- St James House, BATH, BA2 3BH
- Web
- https://timefinance.com/
- Phone
- +44 1225474230
- Auditors
- Moore Stephens
Latest News for TIME
Upcoming Events for TIME
Full Year 2023 Time Finance PLC Earnings Release
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FAQ
As of Today at 19:21 UTC, shares in Time Finance are trading at 41.00p. This share price information is delayed by 15 minutes.
Shares in Time Finance last closed at 41.00p and the price had moved by +74.47% over the past 365 days. In terms of relative price strength the Time Finance share price has outperformed the FTSE All Share Index by +74.54% over the past year.
The overall consensus recommendation for Time Finance is Strong Buy. You can view the full broker recommendation list by unlocking its StockReport.
Time Finance does not currently pay a dividend.
Time Finance does not currently pay a dividend.
Time Finance does not currently pay a dividend.
To buy shares in Time Finance you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of 41.00p, shares in Time Finance had a market capitalisation of £37.93m.
Here are the trading details for Time Finance:
- Country of listing: United Kingdom
- Exchange: LSE
- Ticker Symbol: TIME
Based on an overall assessment of its quality, value and momentum Time Finance is currently classified as a Super Stock. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Time Finance is 71.00p. That is 73.17% above the last closing price of 41.00p.
Analysts covering Time Finance currently have a consensus Earnings Per Share (EPS) forecast of £0.05 for the next financial year.
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Time Finance. Over the past six months, its share price has outperformed the FTSE All Share Index by +29.58%.
As of the last closing price of 41.00p, shares in Time Finance were trading +25.38% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Time Finance PE ratio based on its reported earnings over the past 12 months is 7.72. The shares last closed at 41.00p.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Time Finance's management team is headed by:
- Tanya Raynes - NEC
- Edward Rimmer - CEO
- James Roberts - CFO
- Jennifer Bodey - SEC
- Ronald Russell - NED
- Julian Telling - NED