Picture of Utkarsh Small Finance Bank logo

UTKARSHBNK Utkarsh Small Finance Bank Share Price

0.000.00%
in flag iconLast trade - 00:00
FinancialsSpeculativeMid CapNeutral

Momentum

Relative Strength (%)
1m+3.05%
3m-16.89%
6m-10.18%
1yrn/a
Volume Change (%)
10d/3m-34.94%
Price vs... (%)
52w High-22.25%
50d MA+1.42%
200d MA+0.69%

Growth & Value

12m Forecast RollingIndustryMarket
PE Ratio (f)8.96
PEG Ratio (f)0.42
EPS Growth (f)26.82%
Dividend Yield (f)n/a
Valuation (ttm)IndustryMarket
Price to Book Value1.96
Price to Tang. Book1.96
Price to Free Cashflow6.34
Price to Sales2.55
EV to EBITDA73.66

Shareholder Activity

TypeBuy / Hold / Sell
Institutions
Directors
Community

Guru Screens

Quality

NameIndustryMarket
Return on Capital2.76%
Return on Equity20.01%
Operating Margin28.84%

Financial Summary

Year End 31st MarUnit202020212022202320242025E2026ECAGR / Avg
Total RevenueIN₹m8,267.799,833.9712,456.8318,283.3722,862.0423,58728,216.532.62%
Operating Profitm
Net Profitm
EPS Reported
Diluted Normalised EPS
EPS Growth%+139.69-50.72-68.9+1072.51+22.64+29.25+11.97n/a
PE Ratiox
PEG
Profitability
Operating Margin%
ROA%
ROCE%
ROE%
Cashflow
Op. Cashflow ps
Capex ps
Free Cashflow ps
Dividends
Dividend ps
Dividend Growth%
Dividend Yield%
Dividend Coverx
Balance Sheet
Cash etcm
Working Capitalm
NFAm
Net Debtm
Book Valuem
Diluted Weighted Average Sharesm
Book Value ps

Health Trend(F-Score)

12345678910

Bankruptcy Score(Z-Score)

Distress
Cautious
Safe

Earnings Manipulation Risk(M-Score)

Other Ratios

Leverage (ttm)Total- Intang+ Pension
Gross Gearing
Net Gearing
Cash / Assets

Recent History

Latest interim period vs. prior periodIndustryMarket
Sales Growth
EPS Growth
3yr Compound Annual Growth RateIndustryMarket
Sales CAGR
EPS CAGR
DPS CAGR

Graphical History

Revenue
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Net Income
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Normalised EPS
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PE Ratio Range
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Dividend Yield Range
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Analyst Forecasts

Price target
( price)
31st Mar 202531st Mar 2026
Est. Long Term Growth Rate: Net Profit
()
EPS
()
DPS
()
Net Profit
()
EPS
()
DPS
()
Consensus Estimate
1m Change
3m Change

Analyst Consensus

Strong SellSellHoldBuyStrong Buy

EPS 2025 / 2026

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Profile Summary

Utkarsh Small Finance Bank Limited (the Bank) is an India-based small finance bank. The Bank is engaged in providing banking and financial services. The Bank’s product portfolio includes asset products that it advances to customers located primarily in unbanked and underbanked areas and liability products in the form of deposits that it sources from customers across regions. Its segments include Corporate/ Wholesale Banking, Retail Banking, Treasury and Other Banking Operations. Its Corporate/ Wholesale Banking segment includes lending, deposits and other banking services provided to corporate customers of the Bank. Its Retail Banking segment includes lending, deposits and other banking services provided to retail customers of the Bank through a branch network. Its Treasury segment includes dealings in statutory liquidity ratio (SLR) and non-SLR investments, maintenance of reserve requirements and resource mobilization from other banks and financial institutions.

Directors

    Last Annual
    March 31st, 2024
    Last Interim
    March 31st, 2024
    Incorporated
    April 30th, 2016
    Public Since
    July 21st, 2023
    No. of Employees
    15,424
    Sector
    Banking Services
    Industry
    Financials
    Exchange
    in flag iconNational Stock Exchange of India
    Shares in Issue
    1,099,757,210
    Blurred out image of a map
    Address
    VARANASI, 221105
    Web
    https://utkarsh.bank
    Phone
    +91 5426605555
    Contact
    Muthiah Ganapathy
    Auditors
    Deloitte Haskins & Sells

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