WSBF — Waterstone Financial Share Price
- $238.31m
- $203.82m
- $135.47m
- 82
- 92
- 60
- 92
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | n/a | ||
PEG Ratio (f) | n/a | ||
EPS Growth (f) | n/a | ||
Dividend Yield (f) | n/a |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 0.7 | ||
Price to Tang. Book | 0.7 | ||
Price to Free Cashflow | 5.07 | ||
Price to Sales | 1.8 | ||
EV to EBITDA | 102.53 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 1.06% | ||
Return on Equity | 5.5% | ||
Operating Margin | 17.41% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 297.52 | 258.71 | 162.51 | 131.4 | 135.47 | n/a | n/a | -5.83% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +155.21 | -19.17 | -68.62 | -47.57 | +116.57 | n/a | n/a | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Waterstone Financial, Inc. is the savings and loan holding company for WaterStone Bank SSB (the Bank). The Bank offers a comprehensive suite of personal and business banking products and operates approximately 14 branch locations across southeastern Wisconsin. Its segments include community banking and mortgage banking. The community banking segment provides consumer and business banking products and services to customers. Consumer products include loan products, deposit products, and personal investment services. Business banking products include loans for working capital, inventory and general corporate use, commercial real estate construction loans, and deposit accounts. The mortgage banking segment operates through Waterstone Mortgage Corporation, which consists of originating residential mortgage loans primarily for sale in the secondary market. It has nine branch offices in Milwaukee County, four branch offices in Waukesha County and one branch office in Washington County.
Directors
- Patrick Lawton NEC (64)
- William Bruss PRE (52)
- Douglas Gordon CEO (63)
- Mark Gerke CFO (46)
- Jeff R. McGuiness CEX (55)
- Julie Glynn EVP (57)
- Ryan Gordon EVP
- Ellen Bartel IND (66)
- Thomas Dalum IND (80)
- Michael Hansen IND (69)
- Kristine Rappe IND (64)
- Stephen Schmidt IND (59)
- Derek Tyus IND (51)
- Last Annual
- December 31st, 2024
- Last Interim
- March 31st, 2025
- Incorporated
- June 3rd, 2013
- Public Since
- October 5th, 2005
- No. of Shareholders
- 1,400
- No. of Employees
- 600
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Select Market
- Shares in Issue
- 19,281,000

- Address
- 11200 W Plank Ct, WAUWATOSA, 53226-3250
- Web
- Phone
- +1 4147611000
- Auditors
- CliftonLarsonAllen LLP
Upcoming Events for WSBF
Waterstone Financial Inc Annual Shareholders Meeting
Q2 2025 Waterstone Financial Inc Earnings Release
Q3 2025 Waterstone Financial Inc Earnings Release
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FAQ
As of Today at 24:04 UTC, shares in Waterstone Financial are trading at $12.36. This share price information is delayed by 15 minutes.
Shares in Waterstone Financial last closed at $12.36 and the price had moved by +2.4% over the past 365 days. In terms of relative price strength the Waterstone Financial share price has underperformed the S&P500 Index by -7.66% over the past year.
The overall consensus recommendation for Waterstone Financial is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Waterstone Financial dividend yield is 4.85% based on the trailing twelve month period.
Last year, Waterstone Financial paid a total dividend of $0.60, and it currently has a trailing dividend yield of 4.85%. We do not have any data on when Waterstone Financial is to next pay dividends.
We do not have data on when Waterstone Financial is to next pay dividends. The historic dividend yield on Waterstone Financial shares is currently 4.85%.
To buy shares in Waterstone Financial you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $12.36, shares in Waterstone Financial had a market capitalisation of $238.31m.
Here are the trading details for Waterstone Financial:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: WSBF
Based on an overall assessment of its quality, value and momentum Waterstone Financial is currently classified as a Super Stock. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Waterstone Financial is $12.50. That is 1.13% above the last closing price of $12.36.
Analysts covering Waterstone Financial currently have a consensus Earnings Per Share (EPS) forecast of for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Waterstone Financial. Over the past six months, its share price has underperformed the S&P500 Index by -15.71%.
As of the last closing price of $12.36, shares in Waterstone Financial were trading -12.45% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Waterstone Financial PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $12.36.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Waterstone Financial's management team is headed by:
- Patrick Lawton - NEC
- William Bruss - PRE
- Douglas Gordon - CEO
- Mark Gerke - CFO
- Jeff R. McGuiness - CEX
- Julie Glynn - EVP
- Ryan Gordon - EVP
- Ellen Bartel - IND
- Thomas Dalum - IND
- Michael Hansen - IND
- Kristine Rappe - IND
- Stephen Schmidt - IND
- Derek Tyus - IND