- ¥418bn
- ¥331bn
- ¥52bn
- 78
- 48
- 98
- 89
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 12.66 | ||
PEG Ratio (f) | 1.82 | ||
EPS Growth (f) | 7.46% | ||
Dividend Yield (f) | 3.81% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 1.83 | ||
Price to Tang. Book | 1.86 | ||
Price to Free Cashflow | 14.11 | ||
Price to Sales | 7.74 | ||
EV to EBITDA | 8.25 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 8.85% | ||
Return on Equity | 13.18% | ||
Operating Margin | 72.6% |
Financial Summary
Year End 31st Mar | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | ¥m | 45,203 | 47,833 | 48,841 | 50,272 | 51,638 | 53,211 | 56,291 | 3.63% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +0.67 | +10.09 | +3.88 | +2.32 | +0.93 | +6.56 | +7.46 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
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Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
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Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
ZENKOKU HOSHO Co., Ltd. is mainly engaged in the operation of credit guarantee business. The Company’s guarantee products comprise three categories. The housing loan guarantees are its core products, which can meet the diverse needs of customers, such as housing acquisition funds and refinancing funds, and renovation funds and others. It acquires guarantee fees from guarantee requesters through the classification by collateral valuation and other requirements such as annual income and years of service. Education loan guarantee products guarantee the borrowings of education funds, which deal with term loans, overdraft and other formats. About the use of funds, it deals with tuition fees, exam costs and others. The apartment loan guarantee products guarantee the borrowings of construction costs of rental housing.
Directors
- Eiji Ishikawa PRE (57)
- Takashi Yamaguchi SMD (51)
- Yuichi Aoki MDR (50)
- Akira Komatsu DSL
- Satoshi Takahashi EXO
- Noriyoshi Yoneda EXO
- Keiichi Asada OTH (60)
- Chie Imado IND (46)
- Masahito Kamijo IND (67)
- Yoshiro Nagashima IND (69)
- Last Annual
- March 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- February 19th, 1981
- Public Since
- December 19th, 2012
- No. of Shareholders
- 69,991
- No. of Employees
- 331
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Tokyo Stock Exchange
- Shares in Issue
- 134,994,860

- Address
- 24F, CHIYODA-KU, 100-0004
- Web
- https://www.zenkoku.co.jp/
- Phone
- +81 332702300
- Auditors
- Grant Thornton Taiyo LLC
Upcoming Events for 7164
Zenkoku Hosho Co Ltd Annual Shareholders Meeting
Q1 2026 Zenkoku Hosho Co Ltd Earnings Release
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FAQ
As of Today at 24:15 UTC, shares in Zenkoku Hosho Co are trading at ¥3,050. This share price information is delayed by 15 minutes.
Shares in Zenkoku Hosho Co last closed at ¥3,050 and the price had moved by +10.71% over the past 365 days. In terms of relative price strength the Zenkoku Hosho Co share price has outperformed the Nikkei 225 Index by +16.67% over the past year.
The overall consensus recommendation for Zenkoku Hosho Co is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Zenkoku Hosho Co dividend yield is 2.79% based on the trailing twelve month period.
Last year, Zenkoku Hosho Co paid a total dividend of ¥85, and it currently has a trailing dividend yield of 2.79%.Looking ahead, the next dividend pay date is 2025-06-01.
We do not have data on when Zenkoku Hosho Co is to next pay dividends. The historic dividend yield on Zenkoku Hosho Co shares is currently 2.79%.
To buy shares in Zenkoku Hosho Co you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of ¥3,050, shares in Zenkoku Hosho Co had a market capitalisation of ¥418bn.
Here are the trading details for Zenkoku Hosho Co:
- Country of listing: Japan
- Exchange: TYO
- Ticker Symbol: 7164
Based on an overall assessment of its quality, value and momentum Zenkoku Hosho Co is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Zenkoku Hosho Co is ¥2,998. That is 1.69% below the last closing price of ¥3,050.
Analysts covering Zenkoku Hosho Co currently have a consensus Earnings Per Share (EPS) forecast of ¥224 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Zenkoku Hosho Co. Over the past six months, its share price has outperformed the Nikkei 225 Index by +20.33%.
As of the last closing price of ¥3,050, shares in Zenkoku Hosho Co were trading +7.78% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Zenkoku Hosho Co PE ratio based on its reported earnings over the past 12 months is 12.66. The shares last closed at ¥3,050.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Zenkoku Hosho Co's management team is headed by:
- Eiji Ishikawa - PRE
- Takashi Yamaguchi - SMD
- Yuichi Aoki - MDR
- Akira Komatsu - DSL
- Satoshi Takahashi - EXO
- Noriyoshi Yoneda - EXO
- Keiichi Asada - OTH
- Chie Imado - IND
- Masahito Kamijo - IND
- Yoshiro Nagashima - IND