CEFC — Commercial National Financial (Michigan) Share Price
0.000.00%
Last trade - 00:00FinancialsBalancedMicro Cap
- $33.74m
- $5.03m
- $19.30m
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | n/a | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | n/a | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.75 | ||
| Price to Tang. Book | 0.81 | ||
| Price to Free Cashflow | 7.64 | ||
| Price to Sales | 1.75 | ||
| EV to EBITDA | 7.42 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 1.27% | ||
| Return on Equity | 14.77% | ||
| Operating Margin | 40.29% | ||
Financial Summary
| Year End 31st Dec | Unit | 2017 | 2018 | 2019 | 2020 | 2021 | 2022E | 2023E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 17.51 | 18.27 | 17.14 | 17.74 | 19.3 | n/a | n/a | -1.29% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | -26.95 | +47.91 | -43.69 | -13.39 | +45.95 | n/a | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Commercial National Financial Corporation (CNFC) is a one-bank holding company, which operates through its subsidiary, Commercial Bank (the Bank). The Bank provides a full range of banking services to individuals, agricultural businesses, commercial businesses and light industries located in its service area. It maintains a diversified loan portfolio, including loans to individuals for home mortgages, automobiles and personal expenditures, and loans to business enterprises for current operations and expansion. The Bank generally requires collateral for all loans. The Bank offers a variety of deposit products, including checking, savings, individual retirement accounts and certificates of deposit. The principal markets for the Bank's financial services are the Michigan communities, in which the Bank is located and the areas immediately surrounding these communities. The Bank has approximately 11 offices located in Barry, Gratiot, Ingham, Kent and Montcalm Counties in Michigan.
Directors
- Scott Sheldon CHM (56)
- Kevin Collison PRE
- Kim Newson VCH (63)
- Jeffrey Barker DRC (65)
- Robert Elmore DRC
- Charles Fortino DRC
- Alan Kommel DRC
- Randal Lewis DRC
- Richard Prestage DRC
- Loren Roslund DRC
- Last Annual
- December 31st, 2021
- Last Interim
- December 31st, 2021
- Incorporated
- December 31st, 1987
- Public Since
- March 22nd, 1994
- No. of Employees
- 93
- Sector
- Banking Services
- Industry
- Financials
- Exchange
- Pink Sheets on Nasdaq
- Shares in Issue
- 3,965,303
- Address
- 101 N Pine River St, ITHACA, 48847-1039
- Web
- https://www.cnbthebankonline.com/home/about/investor
- Phone
- +1 5178754144
- Auditors
- Andrews Hooper & Pavlik P.L.C.
Upcoming Events for CEFC
Q2 2024 Commercial National Financial Corp (Michigan) Earnings Release
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FAQ
What is the Commercial National Financial (Michigan) share price?
As of Today at 19:06 UTC, shares in Commercial National Financial (Michigan) are trading at $8.51. This share price information is delayed by 15 minutes.
How has the Commercial National Financial (Michigan) share price performed this year?
Shares in Commercial National Financial (Michigan) last closed at $8.51 and the price had moved by -18.95% over the past 365 days. In terms of relative price strength the Commercial National Financial (Michigan) share price has underperformed the S&P500 Index by -28.49% over the past year.
What are the analyst and broker recommendations for Commercial National Financial (Michigan)?
There is no consensus recommendation for this security.
What is the Commercial National Financial (Michigan) dividend yield?
The Commercial National Financial (Michigan) dividend yield is 6.58% based on the trailing twelve month period.
Does Commercial National Financial (Michigan) pay a dividend?
Last year, Commercial National Financial (Michigan) paid a total dividend of $0.56, and it currently has a trailing dividend yield of 6.58%. We do not have any data on when Commercial National Financial (Michigan) is to next pay dividends.
When does Commercial National Financial (Michigan) next pay dividends?
We do not have data on when Commercial National Financial (Michigan) is to next pay dividends. The historic dividend yield on Commercial National Financial (Michigan) shares is currently 6.58%.
How do I buy Commercial National Financial (Michigan) shares?
To buy shares in Commercial National Financial (Michigan) you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Commercial National Financial (Michigan)?
As of the previous close price of $8.51, shares in Commercial National Financial (Michigan) had a market capitalisation of $33.74m.
Where are Commercial National Financial (Michigan) shares listed?
Here are the trading details for Commercial National Financial (Michigan):
- Country of listing: United States
- Exchange: PNK
- Ticker Symbol: CEFC
What kind of share is Commercial National Financial (Michigan)?
Based on an overall assessment of its quality, value and momentum Commercial National Financial (Michigan) is currently classified as a . The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Commercial National Financial (Michigan) share price forecast for 2024?
We could not find analyst target price data for this security.
What is the trend in the Commercial National Financial (Michigan) share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Commercial National Financial (Michigan). Over the past six months, its share price has underperformed the S&P500 Index by -11.61%.
As of the last closing price of $8.51, shares in Commercial National Financial (Michigan) were trading -10.44% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Commercial National Financial (Michigan) PE Ratio?
The Commercial National Financial (Michigan) PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $8.51.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Commercial National Financial (Michigan)?
Commercial National Financial (Michigan)'s management team is headed by:
- Scott Sheldon - CHM
- Kevin Collison - PRE
- Kim Newson - VCH
- Jeffrey Barker - DRC
- Robert Elmore - DRC
- Charles Fortino - DRC
- Alan Kommel - DRC
- Randal Lewis - DRC
- Richard Prestage - DRC
- Loren Roslund - DRC