Picture of ESAF Small Finance Bank logo

ESAFSFB ESAF Small Finance Bank Share Price

0.000.00%
in flag iconLast trade - 00:00
FinancialsSpeculativeSmall CapValue Trap

Momentum

Relative Strength (%)
1m-10.35%
3m-18.63%
6m-31.83%
1yrn/a
Volume Change (%)
10d/3m-43.89%
Price vs... (%)
52w High-33.92%
50d MA-7.4%
200d MA-15.86%

Growth & Value

Shareholder Activity

TypeBuy / Hold / Sell
Institutions
Directors
Community

Guru Screens

Quality

NameIndustryMarket
Return on Capital2.19%
Return on Equity20.23%
Operating Margin20.29%

Financial Summary

Year End 31st MarUnit202020212022202320242025E2026ECAGR / Avg
Total RevenueIN₹m9,253.7810,488.3913,547.2221,242.5428,115.2n/an/a32.73%
Operating Profitm
Net Profitm
EPS Reported
Diluted Normalised EPS
EPS Growth%+117.81-24.67-22.48+150.4+33.04n/an/an/a
PE Ratiox
PEG
Profitability
Operating Margin%
ROA%
ROCE%
ROE%
Cashflow
Op. Cashflow ps
Capex ps
Free Cashflow ps
Dividends
Dividend ps
Dividend Growth%
Dividend Yield%
Dividend Coverx
Balance Sheet
Cash etcm
Working Capitalm
NFAm
Net Debtm
Book Valuem
Diluted Weighted Average Sharesm
Book Value ps

Health Trend(F-Score)

12345678910

Bankruptcy Score(Z-Score)

Distress
Cautious
Safe

Earnings Manipulation Risk(M-Score)

Other Ratios

Leverage (ttm)Total- Intang+ Pension
Gross Gearing
Net Gearing
Cash / Assets

Recent History

Latest interim period vs. prior periodIndustryMarket
Sales Growth
EPS Growth
3yr Compound Annual Growth RateIndustryMarket
Sales CAGR
EPS CAGR
DPS CAGR

Graphical History

Revenue
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Net Income
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Normalised EPS
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PE Ratio Range
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Dividend Yield Range
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Analyst Forecasts

Price target
( price)
31st Mar 202531st Mar 2026
Est. Long Term Growth Rate: Net Profit
()
EPS
()
DPS
()
Net Profit
()
EPS
()
DPS
()
Consensus Estimate
1m Change
3m Change

Analyst Consensus

Strong SellSellHoldBuyStrong Buy

EPS 2025 / 2026

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Profile Summary

ESAF Small Finance Bank Limited is a small finance bank with a focus on unbanked and under-banked customer segments, especially in rural and semi-urban centers. Its segments include treasury, wholesale banking, retail banking, and other banking operations. treasury. The treasury segment primarily consists of interest earnings on its investment’s portfolio, gains or losses on investment operations and earnings from its foreign exchange business. The wholesale banking segment provides loans to the corporate segment. The retail banking segment provides loans to non-corporate customers. The other banking operations segment includes para banking activities, such as debit cards, third-party product distribution and associated costs. Its advances comprise include micro loans, which comprises microfinance loans and other micro loans; retail loans, which includes gold loans, mortgages, personal loans, and vehicle loans; loans to financial institutions, and agricultural loans.

Directors

    Last Annual
    March 31st, 2024
    Last Interim
    March 31st, 2024
    Incorporated
    May 5th, 2016
    Public Since
    November 10th, 2023
    Sector
    Banking Services
    Industry
    Financials
    Exchange
    in flag iconNational Stock Exchange of India
    Shares in Issue
    514,779,858

    ESAFSFB Share Price Performance

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