International Personal Finance logo

IPF - International Personal Finance Share Price

65.5p 3.5  5.6%

Last Trade - 23/10/20

Sector
Financials
Size
Small Cap
Market Cap £146.5m
Enterprise Value £680.2m
Revenue £804.4m
Position in Universe 837th / 1805
Bullish
Bearish
Unlock IPF Revenue
Momentum
Relative Strength (%)
1m +35.3%
3m
6m
1yr
Volume Change (%)
10d / 3m
Price vs... (%)
52w High -63.6%
50d MA
200d MA
Growth & Value
12m Forecast Rolling Industry Market
Valuation (ttm) Industry Market
Margin of Safety
Qualifying GuruScreens
Financial Summary
Year End 31st Dec 2014 2015 2016 2017 2018 2019 2020E 2021E CAGR / Avg
783.2 735.4 756.8 825.8 866.4 889.1 673.2 672.7 +2.6%
+10.7 -8.4 -72.5 -75.3 +307.3 -6.4
PEG
Profitability
ROA
%
%
Cashflow
Dividends
Balance Sheet
NFA
m
FINANCIAL BRIEF: : For the six months ended 30 June 2020, International Personal Finance Plc revenues decreased 19% to £362.2M. Net loss totaled £61.5M vs. income of £33.1M. Revenues reflect European home credit segment decrease of 17% to £191.2M, Mexico home credit segment decrease of 28% to £91M. Net loss reflects Impairment Revenue less increase of 49% to £184.7M (expense). Basic Earnings per Share excluding Extraordinary Items decreased from £0.15 to -£0.28.
Health Trend(F-Score)
0 1 2 3 4 5 6 7 8 9
Bankruptcy Score(Z-Score)
Distress
Cautious
Safe
Earnings Manipulation Risk(M-Score)
Other Ratios
Recent History
Latest interim period vs. prior period Industry Market
3yr Compound Annual Growth Rate Industry Market
Latest News & Insights for IPF
Graphical History

Revenue

IPF Revenue Unlock IPF Revenue

Net Income

IPF Net Income Unlock IPF Revenue

Normalised EPS

IPF Normalised EPS Unlock IPF Revenue

PE Ratio Range

IPF PE Ratio Range Unlock IPF Revenue

Dividend Yield Range

IPF Dividend Yield Range Unlock IPF Revenue
Analyst Forecasts
Price Target:
( below Price)
31st Dec 2020
31st Dec 2021
Est. Long Term Growth Rate: Net Profit
()
EPS
()
DPS
()
Net Profit
()
EPS
()
DPS
()
Consensus Estimate
1m Change
3m Change
Analyst Consensus
Strong Sell Sell Hold Buy Strong Buy
EPS 2019 /  2020
IPF EPS Forecasts Unlock IPF Revenue
Profile Summary

International Personal Finance plc is a United Kingdom-based holding company. The Company offers unsecured consumer finance products, channels and brands. Its segments include home credit and digital. Under home credit segment, the company offers home credit cash loans; money transfer loans; home, medical and life insurances; micro-business loans, and provident-branded digital loan products. Under digital segment, it offers installment loans, revolving credit line facility, and monthly repayment products. The Company operates home credit business in Poland, Lithuania and Czech Republic. It operates digital business in Finland, Estonia, Latvia, Lithuania, Poland, Spain, Mexico and Australia. The Company offers digital credit through Hapiloans, Creditea, Credit 24 and Sving brands.

Directors
Last Annual December 31st, 2019
Last Interim June 30th, 2020
Incorporated December 5, 2006
Public Since October 8, 2007
No. of Shareholders: n/a
No. of Employees: 10,172
Sector Financials
Industry Banking Services
Index FTSE All Share , FTSE All Share Financials , FTSE All Share General Financial , FTSE Smallcap , FTSE Smallcap Ex Its , ,
Exchange London Stock Exchange (Full)
Shares in Issue 223,739,889
Free Float (0.0%)
Eligible for
ISAs
SIPPs
IPF Share Price Performance
Share Price
Bid - Ask
Low - High
Spread
Day's Change
Avg Volume
Open - Close
Range (12m)
Beta
Latest News for IPF
Upcoming Events for IPF
Thursday 29th October, 2020
Q3 2020 International Personal Finance PLC Trading Statement Release
Wednesday 24th February, 2021 Estimate
Full Year 2020 International Personal Finance PLC Earnings Release
Frequently Asked Questions for International Personal Finance
What is the International Personal Finance share price?

As of 23/10/20, shares in International Personal Finance are trading at 65.5p, giving the company a market capitalisation of £146.5m. This share price information is delayed by 15 minutes.

How has the International Personal Finance share price performed this year?

Shares in International Personal Finance are currently trading at 65.5p and the price has moved by -50.68% over the past 365 days. In terms of relative price strength - which takes into account the overall market trend - the International Personal Finance price has moved by -39.19% over the past year.

What are the analyst and broker recommendations for International Personal Finance?

Of the analysts with advisory recommendations for International Personal Finance, there are there are currently 1 "buy" , 1 "hold" and 0 "sell" recommendations. The overall consensus recommendation for International Personal Finance is Buy. You can view the full broker recommendation list by unlocking its StockReport.

When will International Personal Finance next release its financial results?

International Personal Finance is scheduled to issue upcoming financial results on the following dates:

Interim results are scheduled for: 2021-06-30
What is the International Personal Finance dividend yield?

International Personal Finance does not currently pay a dividend.

Does International Personal Finance pay a dividend?

International Personal Finance does not currently pay a dividend.

When does International Personal Finance next pay dividends?

International Personal Finance does not currently pay a dividend.

How do I buy International Personal Finance shares?

To buy shares in International Personal Finance you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.

What is the market cap of International Personal Finance?

Shares in International Personal Finance are currently trading at 65.5p, giving the company a market capitalisation of £146.5m.

Where are International Personal Finance shares listed? Where are International Personal Finance shares listed?

Here are the trading details for International Personal Finance:

Country of listing: United Kingdom
Exchange: LSE
Ticker Symbol: IPF
What kind of share is International Personal Finance?

Based on an overall assessment of its quality, value and momentum, International Personal Finance is currently classified as a Contrarian. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.

Is there a International Personal Finance share price forecast 2020?

Shares in International Personal Finance are currently priced at 65.5p. At that level they are trading at 0.237% discount to the analyst consensus target price of 65.66.

Analysts covering International Personal Finance currently have a consensus Earnings Per Share (EPS) forecast of -0.2925 for the next financial year.

How can I tell whether the International Personal Finance share price will go up?

An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like International Personal Finance. Over the past six months, the relative strength of its shares against the market has been 79.76%. At the current price of 65.5p, shares in International Personal Finance are trading at -19.09% against their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.

What is the International Personal Finance PE Ratio?

We were not able to find PE ratio data for International Personal Finance.

Who are the key directors of International Personal Finance?

International Personal Finance's management team is headed by:

Gerard Ryan - CEO
Richard Frank Moat - NID
Daniel O'Connor - NEC
John Mangelaars - NID
Justin Lockwood - CFO
Deborah Davis - NID
Richard Holmes - NID
Who are the major shareholders of International Personal Finance?

Here are the top five shareholders of International Personal Finance based on the size of their shareholding:

Aberforth Partners LLP Investment Advisor
Percentage owned: 12.03% (26.9m shares)
Aberdeen Standard Investments (Edinburgh) Investment Advisor
Percentage owned: 12% (26.9m shares)
Marathon Asset Management LLP Investment Advisor
Percentage owned: 10.85% (24.3m shares)
Aberforth Smaller Companies Trust plc Mutual Fund
Percentage owned: 8.39% (18.8m shares)
ASI UK Income Unconstrained Equity Fund Mutual Fund
Percentage owned: 6.25% (14.0m shares)
Similar to IPF
© Stockopedia 2020, Refinitiv, Share Data Services.
This site cannot substitute for professional investment advice or independent factual verification. To use it, you must accept our Terms of Use, Privacy and Disclaimer policies.