- £1.61bn
- -£6.22m
- £734.70m
- 56
- 96
- 62
- 87
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 5.56 | ||
PEG Ratio (f) | n/a | ||
EPS Growth (f) | -3.79% | ||
Dividend Yield (f) | 7.76% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 0.73 | ||
Price to Tang. Book | 0.75 | ||
Price to Free Cashflow | 0.72 | ||
Price to Sales | 1.94 | ||
EV to EBITDA | -0.55 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 1.75% | ||
Return on Equity | 19.35% | ||
Operating Margin | 65.14% |
Financial Summary
Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | £m | 348.1 | 501.2 | 599.5 | 741.6 | 734.7 | 698.5 | 699.01 | 20.49% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | -3.06 | -8.1 | +46.21 | +23.07 | -27.99 | +21.07 | -3.79 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
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Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
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Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
OSB Group PLC is a United Kingdom-based specialist mortgage lender, primarily focused on selected sub-segments of the United Kingdom mortgage market. The Company operates through two segments: OneSavings Bank (OSB), and Charter Court Financial Services (CCFS). The OneSavings Bank segment includes Buy-to-Let/SME sub-segments and Residential sub-segment. Buy-to-Let/SME sub-segments include buy-to-let, residential development, commercial, and funding lines. Residential sub-segments include first charge and second charge. The segments consist of brands such as Kent Reliance and InterBay. The Charter Court Financial Services segment includes Buy-to-Let, Residential, Bridging, Second charge, and Other. This segment operates through Precise Mortgages brand. Its Precise Mortgages brand uses an automated underwriting platform to manage mortgage applications. The Company’s lending is funded by retail deposits sourced through its Kent Reliance (KR) and Charter Savings Bank (CSB) franchises.
Directors
- David Weymouth NEC
- Andy Golding CEO
- April Talintyre CFO
- Clive Kornitzer COO
- John Gaunt CIO
- Peter Elcock CRO
- Hasan Kazmi CRO
- Jason Elphick GCN
- Alan Cleary MDR
- Paul Whitlock MDR
- Jens Bech OTH
- Lisa Odendaal OTH
- Richard Wilson OTH
- Graham Allatt NID
- Noel Harwerth NID
- Sarah Hedger NID
- Rajan Kapoor NID
- Mary Mcnamara NID
- Last Annual
- December 31st, 2023
- Last Interim
- June 30th, 2024
- Incorporated
- May 2nd, 2019
- Public Since
- June 5th, 2014
- No. of Employees
- 2,558
- Sector
- Banking Services
- Industry
- Financials
- Exchange
London Stock Exchange
- Shares in Issue
- 369,678,614

- Address
- Osb House Quayside, Chatham Maritime, CHATHAM, ME4 4QZ
- Web
- https://www.osb.co.uk/
- Phone
- +44 1634848944
- Contact
- Alastair Pate
- Auditors
- Deloitte LLP
Latest News for OSB
Upcoming Events for OSB
Full Year 2024 OSB Group PLC Earnings Release
Q1 2025 OSB Group PLC Trading Statement Release
OSB Group PLC Annual Shareholders Meeting
Half Year 2025 OSB Group PLC Earnings Release
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FAQ
As of Today at 21:29 UTC, shares in Osb are trading at 434.40p. This share price information is delayed by 15 minutes.
Shares in Osb last closed at 434.40p and the price had moved by -7.26% over the past 365 days. In terms of relative price strength the Osb share price has underperformed the FTSE All Share Index by -17.02% over the past year.
The overall consensus recommendation for Osb is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Osb dividend yield is 7.48% based on the trailing twelve month period.
Last year, Osb paid a total dividend of £0.33, and it currently has a trailing dividend yield of 7.48%. We do not have any data on when Osb is to next pay dividends.
We do not have data on when Osb is to next pay dividends. The historic dividend yield on Osb shares is currently 7.48%.
To buy shares in Osb you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of 434.40p, shares in Osb had a market capitalisation of £1.61bn.
Here are the trading details for Osb:
- Country of listing: United Kingdom
- Exchange: LSE
- Ticker Symbol: OSB
Based on an overall assessment of its quality, value and momentum Osb is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Osb is 551.55p. That is 26.97% above the last closing price of 434.40p.
Analysts covering Osb currently have a consensus Earnings Per Share (EPS) forecast of £0.81 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Osb. Over the past six months, its share price has outperformed the FTSE All Share Index by +14.22%.
As of the last closing price of 434.40p, shares in Osb were trading +4.61% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Osb PE ratio based on its reported earnings over the past 12 months is 5.56. The shares last closed at 434.40p.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Osb's management team is headed by:
- David Weymouth - NEC
- Andy Golding - CEO
- April Talintyre - CFO
- Clive Kornitzer - COO
- John Gaunt - CIO
- Peter Elcock - CRO
- Hasan Kazmi - CRO
- Jason Elphick - GCN
- Alan Cleary - MDR
- Paul Whitlock - MDR
- Jens Bech - OTH
- Lisa Odendaal - OTH
- Richard Wilson - OTH
- Graham Allatt - NID
- Noel Harwerth - NID
- Sarah Hedger - NID
- Rajan Kapoor - NID
- Mary Mcnamara - NID